New SmartCare Extras
SmartCare Extras are designed to suit you, providing cover on popular services you will use with the flexibility for you to choose how you spend your limits.
Award winning extras
SmartCare Extras provide an annual Smart Limit for included services*. This limit ranges from Starter $500 to Complete $1,500 and can include sub-limits depending on your chosen cover.
*SmartCare Extras must be bought with hospital cover to include optical.
100% back on preventative dental
There's no need to change your dentist with SmartCare Extras. Get 100% back on preventative dental up to your annual limit or sub-limit amount, at any recognised dentist you choose.
60% back on popular services
No matter which SmartCare Extras cover you pick, you'll get 60% back on physio, osteo, and chiro up to your annual Smart Limit or sub-limit amount. And if you select SmartCare Everyday Extras or SmartCare Complete Extras get more included services like remedial massage, acupuncture, major dental, mental health support and more.
Boost your cover with annual limit rollover
Combine your SmartCare Extras with any eligible GMHBA hospital cover^ to unlock more benefits, including an annual limit rollover^ on most extras services.
^Rollover excludes optical. Available after 12 months of continuous cover on SmartCare Boost Extras at the same level (Starter, Everyday or Complete). Unused eligible annual limits roll over on 1 January and expire after 12 months. SmartCare Boost Extras available when combined with eligible hospital covers only. Available with or without sub-limits. Waiting periods may apply.
Per person limits for your unique needs
With SmartCare Extras, we've built in value right from the start with a focus on per person limits. Health needs are rarely one size fits all, especially within a couple or a family.
ClassicCare Extras
If you're after a more traditional extras setup with set benefits or percentage back, and individual limits, we've still got you covered with GMHBA ClassicCare Extras. You can easily compare our ClassicCare Mid Extras with set benefits or percentage back to our SmartCare Extras range to find what works best for you.