60 Day Money Back Guarantee - For new members, we'll refund any premiums paid as long as you haven’t made a claim.

Extras benefits

GMHBA members with extras can access great value offers at a number of popular retailers.
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About Extras

Extras health insurance helps cover the cost of everyday health expenses that aren't covered by Medicare like dental and physio.

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Orthodontics

Learn about orthodontic limits and how to claim for treatment – this works a little differently to other services.

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Who does what?

When you get an ache, pain or injury, or just want to keep yourself at your best, finding the right practitioner to help with your treatment and recovery is important.

Smart, like SmartCare Extras

With SmartCare Extras you can choose how you'd like to spend your Smart Limit on a range of included services each year. Choose from one flexible annual limit of $500, $1,000 or $1,500 and when combined with eligible hospital cover^, get a separate optical limit* and annual limit rollover!

^SmartCare Extras can only be paired with GMHBA hospital covers that are open for sale.
*Optical has a separate standalone annual limit on SmartCare Extras (when combined with eligible hospital cover) and is not included in the annual limit rollover.

Optical benefits you can see

As a GMHBA member, you can visit one of these retailers to get some fantastic discounts.

Dental offers to make you smile

GMHBA members with dental cover have access to great value discounts through smile.com.au.