Find a cover
Find the right cover for you and your loved ones with GMHBA.
Find the right health insurance cover for you
Types of cover
From Basic cover, for just in case, to Gold for peace of mind, we’re sure to have a cover to suit you.
Our SmartCare Extras from Starter to Complete, offer flexibility to lower everyday health expenses you actually use, such as dental, physiotherapy, and chiropractic services.
Did you know you can get both hospital and extras cover on the same policy? With combined cover, you can enjoy peace of mind and be supported on your health journey.
Canstar approved, four years in a row!
GMHBA has done it again with Canstar’s 2025 Winner of Outstanding Value Award – Hospital & Extras Insurance: VIC. We are proud to provide Australians with 5 star health cover for our hospital and extras products.
New to Private Health Insurance?
Looking at health insurance for the first time can be overwhelming. That’s why we’ve put together a handy three-step guide to help you get started.
✝Not available on pregnancy and birth related services and podiatric surgery. Accident must be an unforeseen event occurring by chance and caused by an external force or object, which results in involuntary injury to the body. Injuries must be treated within 48 hours by a doctor or emergency department, and hospital admission within 90 days. Injuries resulting from alcohol or not prescribed drug use are not covered. Hospital excess and out of pocket costs may apply.
§GMHBA covers emergency ambulance services by a recognised provider Australia wide. This doesn't include cover for non-emergency ambulance transport ie. from a hospital to your home or ambulance transfers between hospitals. Publicly funded ambulance services and State Government transport schemes are excluded (eg.TAS/NSW/ACT/QLD)
*All open covers