60 Day Money Back Guarantee - For new members, we'll refund any premiums paid as long as you haven’t made a claim.

Health insurance for families

Family health cover is designed to protect your whole family at all stages, with peace of mind and flexibility to meet the changing needs of a growing family.

^Pricing based on Family, aged 30 and 30 living in VIC earning $194,000 or less (Base Tier Australian Government Rebate) and excludes . Prices and displayed products can change if details vary.


Why choose GMHBA?

As a not for profit health insurance and care company, we’ve been supporting members for 90 years. Our size may have changed but who we are remains the same. Your health and wellbeing are always put first because we want to make sure you get personalised cover for the moments that matter.

Whatever stage of life you’re at, we’re here for you.


New to health insurance? 

We understand that getting health insurance for the first time can be overwhelming. That’s why we’ve put together a four step guide to help you get started.

Switching to GMHBA

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Find the right cover for you

View our range of hospital and extras products,and choose the cover that best suits your needs.

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We'll do the paperwork

We’ll cancel your old membership, request the transfer certificate from your old insurer and handle all of the paperwork for you.

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You won't re-serve waiting periods*

We'll recognise the waiting periods at your previous fund.

*Waiting periods apply for increased cover, must join within 30 days of ceasing your previous cover.

Family Cover FAQs

With any type of private health insurance when it comes to choosing the best cover there are many factors to consider, such as your lifestyle, budget, age of children and what matters most to you.

The age of your children is also important as most health insurance providers will cover for children under a family policy until the age of 21. If your child turns 21 and is studying full time they can register as a student dependent and remain on your policy till the age of 25.


Whether you’re a family of 2 or 5, the amount you pay won’t change. The cost is determined by the level of cover and extras you choose.

If you’re looking for specific inclusions, such as pregnancy, they may only be found on certain levels of cover which will influence your decision and the amount you pay.

Private health insurance can be a valuable investment for any family. It means peace of mind for the health and wellbeing of your brood.

Hospital cover gives you a choice of specialist and may reduce wait times for treatments in a private hospital. And with extras cover  you can maintain your family’s dental and eye health with the ability to reduce your out of pocket costs.

Need some help?

Can't find what you are looking for? Visit our help page or contact our friendly customer service team.