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Full information about your chosen cover's applicable waiting periods, excess, copayments, benefit limitation periods, exclusions, restrictions, limits, pre-existing conditions and services covered is available within the member guide.

Rates are effective 1 April 2016. | All contribution quotes by this calculator are subject to variation and should therefore be considered indicative contribution rates. | Weekly and fortnightly payment frequencies are only available for Direct Debits from a bank/credit union account. | All calculations include the 2% Direct Debit Discount on contributions. | Hospital Cover contributions are BASE RATE contributions and do not include any applicable Lifetime Health Cover loading.

^ For new members on direct debit, must pay first month to claim. Annual limits and sub limits apply. Offer ends 31 October 2016

Join GMHBA today and get no waiting periods on any extras when joining combined cover^. Ends 31 Oct 2016

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