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Full information about your chosen cover's applicable waiting periods, excess, copayments, exclusions, restrictions, limits, pre-existing conditions and services covered is available within the member guide. The price shown excludes any LHC loading.
Rates are effective 1 April 2019. | All contribution quotes by this calculator are subject to variation and should therefore be considered indicative contribution rates. | Weekly and fortnightly payment frequencies are only available for Direct Debits. | Calculations include the 2% Direct Debit Discount, excluding products with AIA Vitality. | All calculations include Base Tier federal government rebate | Hospital Cover contributions do not include any applicable Lifetime Health Cover loading. | *AIA Vitality entitles you to a Vitality Status discount of up to 5% off the health insurance cover and AIA Vitality premium. Members need to reach silver status by their 12 month anniversary to retain the discount. If silver status is not reached by this time, the Vitality status discount will reduce by 2.5% each membership year. If silver status is achieved in the second year of membership, the 5% discount will be reinstated for the third year of membership. | Members on a single or single parent policy will be entitled to one Vitality membership. Two covered adult members on a couples or family policy will each be entitled to a Vitality membership | Members with AIA Vitality are entitled to a 5% Vitality status discount for the first 12 months of membership | GMHBA with AIA Vitality packages are only available for members paying by direct debit. Health insurance and AIA Vitality are separate products. Please call 1300 446 422 if you would like the combined hospital and extras product only. | If AIA Vitality is removed from GMHBA with AIA Vitality packages, no discount applies to the health insurance cover.
AIA Vitality Program
The globally renowned health & wellbeing program that rewards you for healthy behaviours.
With GMHBA mix and match extras you have the flexibility to choose from either set benefits, or a percentage based refund.
Set benefits: When you receive treatment for a covered extras service you will receive a set amount back, known as a set benefit.
Percentage back: This gives you the certainty of receiving a percentage of the providers fees back when you claim, up to annual limits. The percentage received depends on the whether you select Top (75%), Mid (65%), or Basic (55%) extras cover. Our range of family health covers and packages with AIA Vitality pay a percentage based refund.
The amount of money a member agrees to pay for a hospital stay before GMHBA pay benefits. The excess is per person, calendar year based. Selecting a higher excess will lower the premium. No excess applies for child dependants under 21 on GMHBA’s Gold Hospital, Premium Hospital, Packages with AIA Vitality and Starter, Everyday and Premium Family Packages.