We'll use this to recommend you the best product
You can easily change your choice on the next step
If you haven’t, you may need to pay Lifetime Health Cover loading
If they haven’t, you may need to pay Lifetime Health Cover loading
This means your premium will be increased by 2% for every year you weren’t covered after turning 31.
This calculation is an estimate only that will be confirmed on sign up.
Lifetime Health Cover (LHC) is a federal government initiative designed to encourage people to take out hospital insurance earlier in life and to maintain their cover.
All health insurers apply LHC loading to your premium. It’s a government requirement.
This information is important.
Please read and retain for future reference.
Full information about your chosen cover's applicable waiting periods, excess, copayments, benefit limitation periods, exclusions, restrictions, limits, pre-existing conditions and services covered is available within the member guide.
Rates are effective 1 April 2016. | All contribution quotes by this calculator are subject to variation and should therefore be considered indicative contribution rates. | Weekly and fortnightly payment frequencies are only available for Direct Debits from a bank/credit union account. | All calculations include the 2% Direct Debit Discount on contributions. | Hospital Cover contributions are BASE RATE contributions and do not include any applicable Lifetime Health Cover loading.