GMHBA is an Australian not for profit health insurance and care company.

GMHBA is an Australian not for profit health insurance and care company. We have served the community since 1934, and with 85 years’ experience, we have become one of Australia’s leading regionally based private health insurers.

Through our personalised approach and exceptional customer service, we put the health and wellbeing of our members and communities first. Our approach is guided by our philosophy, Healthier Together and decisions are made with our members first and foremost in mind.

Today, we are proud to cover nearly 370,000 Australians through distinct brands: GMHBA Health Insurance, Frank Health Insurance and health.com.au. We are committed to improving the health and wellbeing of our members, customers and the communities in which we operate.

Health insurance is our core business, but today we are more than just a health insurer. Our growing portfolio now includes eye care, dental care, primary care and allied health services in regional Victoria, which means we are playing an even bigger role in the health journey of our members and customers.

We look after our members by offering specialised health care programs and we engage the broader community in free public health seminars and a variety of health promoting programs, so we can be healthier together.


Supporting the health of our communities for generations. 


Australia's leading regionally based health fund most recognised by our communities for the contribution that we make to their health and wellbeing.