Using your cover

Whether you’re heading to hospital, making a claim or just want to understand waiting periods, learn more about using your cover and how to get the most value from it.

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What do you want to do today?

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Make a claim

Claiming works differently for extras, hospital and medical costs.

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Find a provider

Search for specialists, dentists, physios and more near you.

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Prepare for hospital

Everything you need to know before, during, and after your hospital stay.

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Check if I’m covered

Not sure if you still have waiting periods to serve? Find out they work for hospital and extras.

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Access telehealth

Health care from home. See which services are covered on extras and how to claim telehealth benefits.

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Understand ambulance cover

Explore the different types of ambulance cover, how it works in your state or territory, and how to claim.

More member tools

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GMHBA app and digital card

Download the GMHBA app to manage your cover and use your GMHBA digital card.

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Documents and forms

Access our Fund Rules and other important information, and find links to member forms.  

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Out-of-pocket costs

Understand out-of-pocket costs, what you might have to pay and why, and how to reduce your costs if you go to hospital.

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Member plus

There's more to being a GMHBA member

From exclusive member benefits to health support programs and a quarterly newsletter packed with health and wellbeing content, offers and competitions – learn about all the good stuff that comes with your GMHBA membership.

Need some help?

Can't find what you are looking for? Visit our help page or contact our friendly customer service team.