We're not for profit

At GMHBA, we want to support you in looking after your total health and wellbeing. We are a members first fund meaning we're a not for profit organization. Every decision we make is to benefit the health our members.

We're for people, not for profit, so everyone benefits!

For over 85 years, we’ve been driven by the belief that health insurance should be run to benefit our members, not shareholders or overseas owners.

Today, we are proud to be the health insurer of choice for more than 230,000 Australians and as a not for profit fund, we’re passionate about offering our members great value health insurance whilst supporting the health and wellbeing of our local communities.


More than just good value health insurance.

As a not for profit fund everything we do is to benefit our members like you, and helping you get the most from your cover, but Health insurance is not all what we do. We also look after our members by offering specialised health care programs and we engage the broader community in free public health seminars and a variety of health promoting programs so we can be healthier together.

These programs include:

  • GMHBA Members Own Logo
    We're proud to be part of the Members own Health Fund.

    GMHBA has joined 18 other likeminded health funds to collectively inform Australians that there’s an alternative to the big for-profit funds. Members Own Health Fund (MOHF) has a clear message that we truly support.


Why choose a Members Own Health fund

Members First Health Fund

We put members first with everything we do.

GMHBA Health Insurance is here to benefit our members - not shareholders of overseas owners.

Better service for our members

Deliver better service and give more back to our members.

On average Members Own Health funds give more (of members' premiums) back to our members.

Supporting our community

We support the health of our communities.

That's why we're here, supporting you and your family and looking after your total health journey.

Experience the not for profit difference.

It doesn't matter if you're single, looking to cover you and your partner, a single parent or have a family of 5, we can help you find the right cover for you.

We invest back into the health of the community.

We are proud to be part of the health journey of our members and customers, supporting them to look after and manage their health.



  • 1,373 people attended our free health seminars

  • 401 members accessed our Care Coordination Service

  • 173 people received a free health screen

  • 1,200 people listened to our Healthier Together podcasts


$601,858 contributed to the community including:

  • 36,563 donated to Give Where You Live Foundation via workplace giving

  • 623.5 hours contributed via staff volunteering

  • 1,643 people supported through the Victorian Eye Care Service

Find out more  >

No 2 and 6 month waits on extras when joining on combined cover*

*For new members joining on combined cover and direct debit, who have not been a GMHBA member in the last 12 months. Offer only available via GMHBA website, phone and branch or GMHBA Corporate Program. 12 month waits, annual and sub-limits apply. Extras claims made with a previous fund count towards annual limits. Not available in conjunction with any other offer. Offer ends 29 February 2020.

What is AIA Vitality?

Get healthy. Get rewarded.

GMHBA have partnered with AIA Vitality, the globally renowned health and wellbeing program that rewards you for healthy behaviours.

Eye Care

Healthy eyes are essential to your overall well-being, which is why we're dedicated to looking after, enhancing and protecting yours. Not only do we check your eyes for vision and focus, our eye tests can be important in alerting you to a range of health concerns, from diabetes to high blood pressure.

Dental Care

At GMHBA Dental Care we’re dedicated to providing patients with personalised dental care whether you’re a GMHBA member or not.