Members Own Health Fund

Members Own Health Funds is an alliance of other not for profit and mutual Australian health funds including GMHBA Health Insurance.

The message is clear, with Members Own Health Funds people are treated as a member, not a number or a profit centre. Members Own Health Funds deliver better service, have higher member satisfaction and loyalty, and receive fewer complaints than for-profit and overseas owned funds.

The Members Own Health Funds brand carries the promise that participating funds:

  • Are run to benefit members - not shareholders or overseas owners
  • On average, give more of members' premiums back to members
  • Offer a better, more personalised service to their members

GMHBA - A Members Own Health Fund

We are driven by the belief that health insurance should be run to benefit members, not shareholders.

As a not for profit fund, we’re passionate about offering members great value health insurance whilst supporting the health and wellbeing of our local communities.

Being not for profit means we can provide:

  • Affordable premiums
  • Good refunds
  • Freedom of choice and
  • Great services

If you're with one of the big health funds, your premium is helping to generate profits for shareholders. At GMHBA we believe in People Not Profit, that's why we'll always put you first. Find out more at

The data used to support Members Own facts has been independently validated by KPMG. Access the report.