Bronze Essential Hospital & Essential Extras
Includes AIA Vitality
$750 hospital excess
From only $30.20* per week.
*Pricing covers Single, aged 30 living in VIC earning $90,000 or less, base tier government rebate. Excludes LHC loading.
Product highlights include
Bronze Essential Hospital Cover
Cost-effective private health cover with exclusions.
Key hospital inclusions:
Private patient in a public hospital for restricted services
No excess for same day stays in a private hospital
No excess for dependants under 21
Bones, joints and muscles
Tonsils, adenoids and grommets
Essential Extras Cover
Extras cover on for a range of services like general dental & optical with benefits paid at a set amount.
Key extras inclusions:
$700 to claim on general and preventative dental each year, service limits apply
100% back on preventative dental at a Smile.com.au dentist
$250 to claim on optical at GMHBA Eye Care ($200+$50 bonus)
$300 to claim on physio
Bronze Essential Hospital covers 21 out of 38 clinical category hospital inclusions
|INCLUDED HOSPITAL TREATMENTS|
|Rehabilitation||Male reproductive system||Joint reconstructions|
|Hospital psychiatric services||Digestive System||Bone, joint and muscle|
|Palliative care||Hernia and appendix||Kidney and bladder|
|Brain and nervous system||Gastrointestinal endoscopy||Skin|
|Eye (not cataracts)||Gynaecology||Pain management|
|Ear, nose and throat||Tonsils, adenoids and grommets||Breast surgery (medically necessary)|
|Chemotherapy, radiotherapy and immunotherapy for cancer||Diabetes management (excluding insulin pumps)||Miscarriage and termination of pregnancy|
|EXCLUDED HOSPITAL TREATMENTS|
|Heart and vascular system||Lung and chest||Blood|
|Back, neck and spine||Dental surgery||Podiatric surgery|
|Pain management with device||Implantation of hearing devices||Assisted reproductive services|
|Cataracts||Pregnancy and birth||Insulin pumps|
|Joint replacements||Weight loss surgery||Sleep studies|
|Dialysis for chronic kidney failure||Plastic and reconstructive surgery (medically necessary)|
- Restricted services are limited to a minimum (default) benefit as set by the Australian Government for accommodation as a private patient in a shared room of a public hospital. The benefit does not cover the cost of a private room in a public hospital or any room in a private hospital, and does not cover theatre costs. If you are admitted to a private hospital for treatment that is restricted by your policy, large out of pocket expenses will apply.
- Treatment is included
- Treatment is excluded
Essential extras cover includes 16 services like:
Dental benefits to smile about
Be covered with fixed benefits back on preventative dental and general dental.
GMHBA have partnered with smile.com.au giving you access to a range of benefits such as 100% back on preventative dental up to your annual limits at a smile.com.au approved dentist
Optical benefits that you can see
As a GMHBA member you'll have access to fantastic member discounts from leading retailers.
And receive an additional $50 bonus to claim on optical ($200 + $50 bonus) at GMHBA Eye Care.
Benefits to keep you feeling good
When you get aches and pains, or just want to keep yourself at your best, have the piece of mind of a wide range of included extras;
- Chiropractic and osteopathy
- Remedial Massage and myotherapy
- Plus many more.
What's included in GMHBA with AIA Vitality
Get great value health insurance coupled with the globally renowned health & wellbeing program that rewards you for healthy for healthy behaviours.
- Up to $760 in rewards per membership year at Myer, Woolworths, Bunnings, Rebel and more
- Up to 50% cash back on the base fare of eligible Virgin Australia flights
- Up to 50% off endota spa e-Gift Cards and selected gym memberships including Virgin Active, Fitness First and Goodlife
- Receive a 5% discount off your health insurance cover and AIA Vitality premium
Not for profit health cover you can trust
Through our personalised approach and exceptional customer service, we put the health and wellbeing of our members and communities first.
60 Day money back guarantee
Over 85 years not-for-profit health insurance provider
We can do the paperwork, arrange the transfer and you can have continuity of cover
Switching to GMHBA Health Insurance is easy
1. Find the right cover for you
View our range of hospital and extras products, choose the cover that best suits your needs.
2. We'll do the paperwork
We’ll cancel your old membership, request the transfer certificate from your old insurer and handle all of the paperwork for you.
3. You won't re-serve waiting periods*
Join on the same or lower level of cover within 30 days of your previous cover ceasing, and we will recognise waiting periods served with your old insurer.
*Waiting periods apply for increased cover.