What is a same day stay?
A same day patient is admitted and discharged on the same day, see below for more.
What you need to know
Lower costs on same day care
GMHBA offers a no excess waiver on same day hospital procedures. Same day procedures are commonly used for surgical procedures (see Type B admitted procedures), diagnostic procedures and minor interventions that don't need overnight monitoring.
Your $500 or $750 excess will not be charged as an out-of-pocket expense if your procedure fits the criteria*. There may still be out-of-pocket costs as not all specialists charge within the Medical Benefits Schedule (MBS) fee.
*Excess waiver doesn’t apply to closed hospital products. All waiting periods apply, including standard 2 month and 12 months for pre-existing conditions.
^Pricing based on Single, aged 30 living in VIC earning $101,000 or less (Base Tier Australian Government Rebate) and excludes . Prices and displayed products can change if details vary.
All of our hospital covers include no excess for same day stays, pick one that suits you
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Basic Plus Starter Hospital
FROM$ 19 .75
Hospital Excess $750Basic plus hospital cover with some key inclusions, as well as Accident Protection-
Upgraded cover in the event of an accident
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Excess waiver for same day stays
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Dental surgery
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Joint reconstructions
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Bronze Plus Advantage Hospital
FROM$ 26 .15
Hospital Excess $750Our most comprehensive bronze plus cover, balancing reassurance and value-
Upgraded cover in the event of an accident
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Excess waiver for same day stays
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Plastic & reconstructive surgery (medically necessary)
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Back, neck & spine
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Silver Plus Hospital
FROM$ 30 .90
Hospital Excess $750A popular choice with a range of services and some exclusions to keep costs down-
No excess for children under 21
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Excess waiver for same day stays
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Heart & vascular system
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Lung & chest
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Why choose GMHBA?
We understand things can change or you can just change your mind. That's why we offer a 60 days money back guarantee and will refund any premiums paid as long as you haven’t made a claim.
