What is a same day stay?
A same day patient is admitted and discharged on the same day, see below for more.
What you need to know
Lower costs on same day care
GMHBA offers an excess waiver on same day hospital procedures*. Same day procedures are commonly used for surgical procedures (see Type B admitted procedures), diagnostic procedures and minor interventions that don't need overnight monitoring.
Your $500 or $750 excess will not be charged as an out-of-pocket expense if your procedure fits the criteria. There may still be out-of-pocket costs for your hospital treatment as not all specialists charge within the Medical Benefits Schedule (MBS) fee.
*Excess waiver doesn’t apply to closed hospital products. All hospital waiting periods apply, including standard 2-month and 12-month waiting periods.
Benefits of same day procedures
Same day hospital procedures are beneficial for the patient and for our health system, as recovery can be completed within the comfort of home and it helps reduce unnecessary overnight stays within a hospital.
Please check to see if the procedure you're needing is listed under the approved same day category types, which is legislated by the Australian Government. Common procedures include colonoscopy, endoscopy, minor orthopaedic surgeries and more. Always check your fact sheet to see whether you are covered and have served the necessary waiting periods.
^Pricing based on Single, aged 30 living in VIC earning $105,000 or less (Base Tier Australian Government Rebate) and excludes . Prices and displayed products can change if details vary.
All of our hospital covers include no excess for same day stays, pick one that suits you
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Basic Plus Starter Hospital
FROM$ 19 .75
Hospital Excess $750Basic plus hospital cover with some key inclusions, as well as Accident Protection-
Upgraded cover in the event of an accident
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Excess waiver for same day stays
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Dental surgery
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Joint reconstructions
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Bronze Plus Advantage Hospital
FROM$ 26 .15
Hospital Excess $750Our most comprehensive bronze plus cover, balancing reassurance and value-
Upgraded cover in the event of an accident
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Excess waiver for same day stays
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Plastic & reconstructive surgery (medically necessary)
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Back, neck & spine
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Silver Plus Hospital
FROM$ 30 .90
Hospital Excess $750A popular choice with a range of services and some exclusions to keep costs down-
No excess for children under 21
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Excess waiver for same day stays
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Heart & vascular system
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Lung & chest
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Why choose GMHBA?
We understand things can change or you can just change your mind. That's why we offer a 60 days money back guarantee and will refund any premiums paid as long as you haven’t made a claim.
