Get 6 weeks free plus no 2 & 6 month waits on extras*

when you join on combined cover by 15 July.

*For new members only joining direct on hospital and extras cover, paying by direct debit. Must pay first months premium to receive discount. Other waits (including hospital waits), annual and sub limits apply. Offer ends 15 July 2024.

Find the right health insurance cover for you

^Pricing based on Single, aged 30 living in VIC earning $93,000 or less (Base Tier Australian Government Rebate) and excludes . Prices and displayed products can change if details vary.

View our popular combined products

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60 Day Money Back Guarantee*

We pride ourselves on providing great value health cover. That’s why all our products are backed by a 60 day money back guarantee. If for any reason your circumstances change and you have not claimed, we will fully refund your membership. *For new members.

Why choose private health insurance with GMHBA

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Upgraded cover in the event of an accident

Accidents happen, that’s why we have included accident protection on all hospital products✝.

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Emergency ambulance cover

Peace of mind during an emergency means a lot, which is why we have included emergency ambulance cover on all hospital products§.

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Age Based Discount

GMHBA offer an age-based discount on all our hospital covers. If you're under the age of 30 and purchase any of our hospital covers, you’ll receive at least 2% off your hospital cover.

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We're for people, not for profit

For 90 years, we’ve been driven by believing health insurance should be run to benefit members, not shareholders.

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We're committed to your health

Through our Healthier Together newsletter, podcast and, community events, we continue to support the health of our members.

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We're part of your community

GMHBA partners with a number of organisations to support the health and wellbeing of our members and community.

More value for members

With health services including eye caredental care, physiotherapy and GP/primary care services in Victoria, we are playing an even bigger role in the health of our members and customers.

This allows us to be a real partner to our members on their health journey and join private health insurance products with our health services practices to offer more value for members.

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Back-to-back award winning health insurance

GMHBA has done it again with Canstar’s 2023 Outstanding Value Hospital Cover VIC – Health Insurer Award. We are proud to provide Australians with 5 star health cover for our hospital products.

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✝Not available on pregnancy and birth related services and podiatric surgery. Accident must be an unforeseen event occurring by chance and caused by an external force or object, which results in involuntary injury to the body. Injuries must be treated within 48 hours by a doctor or emergency department, and hospital admission within 90 days. Injuries resulting from alcohol or not prescribed drug use are not covered. Hospital excess and out of pocket costs may apply. 

§ GMHBA covers emergency ambulance services by a recognised provider Australia wide. This doesn't include cover for non-emergency ambulance transport ie. from a hospital to your home or ambulance transfers between hospitals. Publicly funded ambulance services and State Government transport schemes are excluded (eg.TAS/NSW/ACT/QLD)