Get 6 weeks free

Plus no 2 & 6 month waits on extras* when you join on combined cover.

*For new members only joining direct on hospital and extras cover, paying by direct debit. Must pay first months premium to receive discount. Other waits (including hospital waits), annual and sub limits apply.

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Find the right health insurance cover for you

^Pricing based on Single, aged 30 living in VIC earning $97,000 or less (Base Tier Australian Government Rebate) and excludes . Prices and displayed products can change if details vary.

Choose combined cover to receive new join offer

Basic Plus Starter Hospital & Basic Extras Set Benefits

FROM
^$ 25 ^.10
- per week
Hospital Excess $750
- Upgraded cover in the event of an accident
- Excess waiver for same day stays
- $1,000 to claim on dental each year, sub-limits apply
- $200 to claim on optical at GMHBA Eye Care ($150+$50 bonus)
Basic Plus Hospital cover with some key inclusions, as well as accident protection plus extras cover for the basics including preventative dental, optical and physio.

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Bronze Plus Advantage Hospital & Mid Extras Set Benefits

FROM
^$ 34 ^.70
- per week
Hospital Excess $750
- Upgraded cover in the event of an accident
- Excess waiver for same day stays
- $1,500 to claim on dental each year, sub-limits apply
- $300 to claim on optical at GMHBA Eye Care ($200+$100 bonus)
All the benefits of our Bronze Plus Hospital cover, powered up for Back, Neck & Spine plus set benefits extras paid on preventative and major dental, optical, physiotherapy and remedial massage.

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Silver Plus Premium Hospital & Mid Extras Set Benefits

FROM
^$ 53 ^.60
- per week
Hospital Excess $750
- No excess for dependants under 21
- Excess waiver for same day stays
- $1,500 to claim on dental each year, sub-limits apply
- $300 to claim on optical at GMHBA Eye Care ($200+$100 bonus)
High level cover with minimal exclusions plus set benefits paid on preventative and major dental, optical, physiotherapy and remedial massage.

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Why choose private health insurance with GMHBA

Upgraded cover in the event of an accident

Accidents happen, that’s why we have included accident protection on all hospital products.

Emergency ambulance cover

Peace of mind during an emergency means a lot, which is why we have included emergency ambulance cover on all hospital products.

Age Based Discount

GMHBA offer an age-based discount on all our hospital covers. If you're under the age of 30 and purchase any of our hospital covers, you’ll receive at least 2% off your hospital cover.

We're for people, not for profit

For 90 years, we’ve been driven by believing health insurance should be run to benefit members, not shareholders.

We're committed to your health

Through our Healthier Together newsletter, podcast and, community events, we continue to support the health of our members.

We're part of your community

GMHBA partners with a number of organisations to support the health and wellbeing of our members and community.

More value for members

With health services including eye care, dental care, physiotherapy and GP/primary care services in Victoria, we are playing an even bigger role in the health of our members and customers.

This allows us to be a real partner to our members on their health journey and join private health insurance products with our health services practices to offer more value for members.

Award winner three years running

GMHBA has done it again with Canstar’s 2024 Outstanding Value Hospital Cover Health Insurer Victoria Award . We are proud to provide Australians with 5 star health cover for our hospital products.

View Hospital Products >

Latest offer terms and conditions

Available to new GMHBA members only and have not held GMHBA Hospital and/or Extras cover in the last 12 months (dependants coming off Family cover or Single Parent cover are eligible).
New member must join from 28 April 2025.
GMHBA may amend the offer terms and conditions and/or end this offer at any time without notice.
Must join on GMHBA combined cover (hospital and extras).
Offer only available via GMHBA website, phone and branch or GMHBA corporate program.
Offer cannot be used in conjunction with any other offer.
Must pay first month premium to receive initial 6 weeks free.
Not available for GMHBA Hospital only cover, or GMHBA Extras only cover.
Offer cannot be redeemed for cash.
Other waits (including hospital waits), annual limits and sub limits apply.
Extras claims made with a previous fund count towards annual limits.