Get 6 weeks free* on combined cover

Plus no 2 & 6 month waits on extras.

get a quote

Latest offer terms and conditions.

**For new members joining on combined hospital and extras cover and paying by direct debit, who have not been a GMHBA member in the last 12 months. Must pay first month premium to receive offer. Other waits (including hospital waits), annual and sub limits apply. Extras claims made with a previous fund count towards annual limits. Offer only available via GMHBA website, phone and branch or GMHBA corporate program. Not available in conjunction with any other offer. GMHBA may end this offer at any time without notice.

Find the right health insurance cover for you

^Pricing based on Single, aged 30 living in VIC earning $101,000 or less (Base Tier Australian Government Rebate) and excludes . Prices and displayed products can change if details vary.

Choose combined cover to receive new join offer

  • Basic Plus Starter Hospital & Basic Extras Set Benefits

    FROM

    $ 25 .10

    • per week
    Hospital Excess $750

    • Upgraded cover in the event of an accident

    • Excess waiver for same day stays

    • $1,000 to claim on dental each year, sub-limits apply

    • $200 to claim on optical at GMHBA Eye Care ($150+$50 bonus)

    Basic Plus Hospital cover with some key inclusions, as well as accident protection plus extras cover for the basics including preventative dental, optical and physio.

    Select

  • Bronze Plus Advantage Hospital & Mid Extras Set Benefits

    FROM

    $ 34 .70

    • per week
    Hospital Excess $750

    • Upgraded cover in the event of an accident

    • Excess waiver for same day stays

    • $1,500 to claim on dental each year, sub-limits apply

    • $300 to claim on optical at GMHBA Eye Care ($200+$100 bonus)

    All the benefits of our Bronze Plus Hospital cover, powered up for Back, Neck & Spine plus set benefits extras paid on preventative and major dental, optical, physiotherapy and remedial massage.

    Select

  • Silver Plus Premium Hospital & Mid Extras Set Benefits

    FROM

    $ 53 .60

    • per week
    Hospital Excess $750

    • No excess for dependants under 21

    • Excess waiver for same day stays

    • $1,500 to claim on dental each year, sub-limits apply

    • $300 to claim on optical at GMHBA Eye Care ($200+$100 bonus)

    High level cover with minimal exclusions plus set benefits paid on preventative and major dental, optical, physiotherapy and remedial massage.

    Select
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Canstar logos 22 23 24

Award winner three years running

GMHBA has done it again with Canstar’s 2024 Outstanding Value Hospital Cover Health Insurer Victoria Award. We are proud to provide Australians with 5 star health cover for our hospital products.

View hospital products >

Why choose private health insurance with GMHBA

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Upgraded cover in the event of an accident

Accidents happen, that’s why we have included accident protection on all hospital products.

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Emergency ambulance cover

Peace of mind during an emergency means a lot, which is why we have included emergency ambulance cover on all hospital products.

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Award-winning hospital cover

In 2024, GMHBA has claimed the Canstar Outstanding Value Award – Hospital Cover (VIC) for the third consecutive year.

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We're for people, not for profit

For 90 years, we’ve been driven by believing health insurance should be run to benefit members, not shareholders.

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We're committed to your health

Through our Healthier Together newsletter, podcast and, community events, we continue to support the health of our members.

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We're part of your community

GMHBA partners with a number of organisations to support the health and wellbeing of our members and community.

Latest offer terms and conditions

  • Available to new GMHBA members only and have not held GMHBA Hospital and/or Extras cover in the last 12 months (dependants coming off Family cover or Single Parent cover are eligible). 
  • New member must join from 16 July 2025
  • Must join on GMHBA combined cover (hospital and extras). 
  • Offer only available via GMHBA website, phone and branch or approved GMHBA corporate program.
  • Offer cannot be used in conjunction with any other offer.
  • Must pay first month premium to receive initial 6 weeks free.
  • Not available for GMHBA Hospital only cover, or GMHBA Extras only cover. 
  • Offer cannot be redeemed for cash. 
  • GMHBA may end this offer at any time without notice.
  • Other waits (including hospital waits), annual limits and sub limits apply.
  • Extras claims made with a previous fund count towards annual limits.