Get one month free* on combined cover

Plus no 2 & 6 month waits on extras.

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Family covered by GMHBA Hospital cover sharing a caring moment

Find the right health insurance cover for you

^Pricing based on Single, aged 30 living in VIC earning $101,000 or less (Base Tier Australian Government Rebate) and excludes . Prices and displayed products can change if details vary.

Choose combined cover to receive new join offer

  • Basic Plus Starter Hospital and SmartCare Starter Boost Extras

    FROM

    $ 25 .80

    • per week
    Hospital Excess $750
    HOSPITAL FEATURES
    • feature icon Upgraded cover in the event of an accident
    • feature icon Excess waiver for same day stays
    • feature icon Dental surgery
    • feature icon Joint reconstructions
    EXTRAS FEATURES
    • feature icon 100% back on preventative dental and optical
    • feature icon 60% back on other claims
    • feature icon Annual limit rollover
    Select

  • Bronze Plus Hospital and SmartCare Starter Boost Extras

    FROM

    $ 30 .40

    • per week
    Hospital Excess $750
    HOSPITAL FEATURES
    • feature icon Upgraded cover in the event of an accident
    • feature icon Excess waiver for same day stays
    • feature icon Bone, joint & muscle
    • feature icon Blood
    EXTRAS FEATURES
    • feature icon 100% back on preventative dental and optical
    • feature icon 60% back on other claims
    • feature icon Annual limit rollover
    Select

  • Silver Plus Hospital and SmartCare Everyday Boost Extras

    FROM

    $ 41 .60

    • per week
    Hospital Excess $750
    HOSPITAL FEATURES
    • feature icon No excess for children under 21
    • feature icon Excess waiver for same day stays
    • feature icon Heart & vascular system
    • feature icon Lung & chest
    EXTRAS FEATURES
    • feature icon 100% back on preventative dental and optical
    • feature icon 60% back on other claims
    • feature icon Annual limit rollover
    Select
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Canstar approved, four years in a row!

GMHBA has done it again with Canstar’s 2025 Winner of Outstanding Value Award – Hospital & Extras Insurance: VIC. We are proud to provide Australians with 5 star health cover for our hospital and extras products.

View hospital & extras products >

Why choose private health insurance with GMHBA

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Upgraded cover in the event of an accident

Accidents happen, that’s why we have included accident protection on all hospital products.

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Emergency ambulance cover

Peace of mind during an emergency means a lot, which is why we have included emergency ambulance cover on all hospital products.

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Canstar approved, four years in a row!

2025 Winner of Outstanding Value Award – Hospital & Extras Insurance: Victoria

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We're for people, not for profit

For 90 years, we’ve been driven by believing health insurance should be run to benefit members, not shareholders.

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We're committed to your health

Through our Healthier Together newsletter, podcast and, community events, we continue to support the health of our members.

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We're part of your community

GMHBA partners with a number of organisations to support the health and wellbeing of our members and community.

Latest offer terms and conditions

  • *Available to new GMHBA members only and have not held GMHBA Hospital and/or Extras cover in the last 12 months (dependants coming off Family cover or Single Parent cover are eligible). 
  • New member must join from 19 December 2025.
  • Must join on GMHBA combined cover (hospital and extras). 
  • Offer only available via GMHBA website, phone and branch or approved GMHBA corporate program.
  • Offer cannot be used in conjunction with any other offer.
  • Must pay first month premium to receive initial one month free.
  • Not available for GMHBA Hospital only cover, or GMHBA Extras only cover. 
  • Offer cannot be redeemed for cash. 
  • Other waits (including hospital waits), annual limits and sub limits apply.
  • Extras claims made with a previous fund count towards annual limits.
  • GMHBA may end this offer at any time without notice.