Private health insurance for singles

We offer private health insurance to singles that not only provides peace of mind but can also save you money. We make looking after your health easy.

We know that private health insurance isn’t a case of one size fits all.

Our Singles cover options exist to give you the freedom to choose how you want to be covered. With our range of products you can get great value where it counts and enjoy peace of mind that you’re getting the most out of your cover.

Pricing covers Single, aged 30 living in VIC earning $90,000 or less, base tier government rebate. Excludes . Prices and displayed products can change if details vary.

Browse and compare some of our singles products


Find health insurance for you

Tell us a little about yourself to help us find the right cover for you.

Get $200 off for couples, families, and single parents and $100 off for singles when joining on combined cover by October 14*

*For new members who have not been a member during the last 12 months joining on combined cover paying by direct debit. Must pay first month premium to receive discount. Discount will be applied by 15 December 2021. Offer only available via GMHBA website, phone and branch or GMHBA corporate program. Not available in conjunction with any other offer. Offer ends 14 October 2021.

Why choose GMHBA?

We are value based, not profit based

We are a not for profit organisation and every decision is made with our members in mind.

GMHBA + AIA Vitality

GMHBA have partnered with AIA Vitality, the globally renowned health & wellbeing program that rewards you for healthy behaviours.

Committed to customer service

Our mission to be your trusted partner in the provision of private health insurance goes beyond providing quality affordable products and high levels of customer service.

Singles Cover FAQs


Should I have private health insurance?

Private health insurance is a great way to get peace of mind and have more control of your health care. With singles health cover you can live healthier and be rewarded for it, while reducing the risk of bill shock should you end up in the emergency room.

Having extras cover means you can pay less to feel your best with money back on a range of essentials such as dental and optometry, as well as other therapies including physio and chiro. And with more back in your pocket you can make the most of these services more often and find other ways to use the savings.

You should also consider that the cover Medicare provides is limited. When it comes to things like elective surgery or sports injuries, private health insurance can help with the costs as well as comfort with your choice of doctor and speedier treatment times.

If you’re under 30 and have private health insurance you’ll also avoid having lifetime health cover loading applied to your cover, another way to save more in the long run.

What is the best private health insurance for singles?

Private health insurance is a personal choice and choosing the right cover will depend on your personal needs and priorities.

Whether you’re an extreme sports person or prefer to keep two feet on the ground, you can choose a cover that gives you the peace of mind you need to live a healthy and happy life.

With options such as AIA Vitality, you can be rewarded where it matters by earning points when you move. As a member you can use your points to unlock exclusive shopping rewards and access discounted gym memberships and stay motivated.

You can compare health covers online or chat with us directly for advice on what cover is right for you.

When can I get private health insurance?

When you choose to get private health insurance is up to you but it’s important to understand that once you become independent from your parents, you’ll need your own cover.

For some that means turning 21 and starting your first full time job while for others it may mean finishing your degree and moving out of home. You should always plan ahead and organize your cover before reaching these milestones if you want to avoid waiting periods.

You’re considered dependent at the age of 21 unless you decide to study full time, in which case you can remain a dependent until the age of 25. Signing up sooner rather than later could also allow you access to the Under 30’s discount bundles.

How much is private health insurance for a single person?

The cost of your health insurance is dependent on the type of cover you decide to go with and the age you are when you sign up.

The benefit of choosing from a range of covers is that you can pick the policy that works to your budget. For mid level extras cover that could mean swapping out two coffees a week, and for Basic Hospital it could be the same as your weekly gym membership.

Comparing covers is always the best starting point and will give you an idea of what each type of cover is worth.

Why private health insurance?

Private health insurance is not only a great way to gain peace of mind for your health, it can also mean greater options and benefits when it comes to looking after yourself.

Your health should be in your hands which is why private health insurance gives you more choice when it comes to the who, when and where of your health care. From choosing your doctor to deciding on private or public, with private health cover you get to make the call.

Extras cover rewards you for looking after yourself. We want to make everyday health care easier and more affordable. With Extras cover you’ll get more back on optometry and lenses when you visit one of our GMHBA eye care, clinics and visiting the dentist won’t seem so scary with discounts of 15-40% of dental treatments at our dental partners Savings may vary, we recommended you obtain a quote prior to treatment. Members can access a range of physiotherapy benefits including strength and conditioning training through the Kieser Konnect app.

Put more money back in your pocket now and in the long run. Signing up for private health insurance sooner rather than later can mean avoiding Lifetime Health Cover loading and Medicare Levy. There’s other financial perks to having cover including the government PHI rebate.