60 Day Money Back Guarantee - For new members, we will refund any premiums paid as long as you haven’t made a claim.

Health Insurance for singles

GMHBA offers a range of singles health insurance to suit your budget and provide you with peace of mind.

Special Offer:

Get one month free* and no 2 & 6 month waits on extras when you join GMHBA on combined cover by June 30. 

*For new members joining on combined hospital and extras cover, paying by direct debit. Must pay first month premium to receive discount. Must not have been a member within last 12 months. 12 month waits, annual and sub-limits apply. Extras claims made with a previous fund count towards annual limits. Offer only available via GMHBA website, phone and branch or GMHBA corporate program. Not available in conjunction with any other offer. Offer ends 30 June 2022.

Two young people enjoying the GMHBA youth discount on their cover

Under 30? You may be eligible for a discount.

Did you know if you get private hospital cover before 30, you may be eligible for a discount when joining on selected covers.

Friends discussing MLS and how they don't have to pay due to their GMHBA hospital cover

Earn over $90k? You might be eligible to save on tax.

Did you know that getting hospital cover may save you money at tax time? Get great value cover and avoid the Medicare Levy Surcharge.

Man and his dog learning about MLS and saving on tax with GMHBA

Turning 31?

Avoid Lifetime Health Cover loading by taking out private hospital cover, you have until 1 July after your 31st birthday. 

Pricing covers Single, aged 30 living in VIC earning $90,000 or less, base tier government rebate. Excludes . Prices and displayed products can change if details vary.

Browse and compare some of our singles products


Can't find the cover you're looking for?

If you are looking for a different type of health insurance, check our full range of covers available. We have hospital only, extras only and combined health insurance covers so you can find the right one for you.

Why choose GMHBA?

We've been a not-for-profit private health insurance provider for over 85 years. We've come along way since the 1930's but one thing remains the same, at GMHBA we continue to grow healthier together.

Through our personalised approach and exceptional customer service, we put the health and wellbeing of our members and communities first.

New to health insurance? 

We understand that looking to get health insurance for the first time can be a overwhelming. That’s why we’ve put together our four step guide to help you get started.

Switching to GMHBA Health Insurance is easy

Find the right cover for you with GMHBA Health Insurance - Make the switch to GMHBA

1. Find the right cover for you

View our range of hospital and extras products, choose the cover that best suits your needs.

Switch to your perfect cover with GMHBA, we will even do the paperwork for you

2. We'll do the paperwork

We’ll cancel your old membership, request the transfer certificate from your old insurer and handle all of the paperwork for you.

Switch to the same level of cover with GMHBA and don't reserve waiting periods

3. You won't re-serve waiting periods*

Join on the same or lower level of cover within 30 days of your previous cover ceasing, and we will recognise waiting periods served with your old insurer.

*Waiting periods apply for increased cover.

FAQs for singles 

Private health insurance is a great way to get peace of mind and have more control of your health care. Hospital cover can help with the cost of private hospital treatments as well as providing additional comfort with your choice of specialist  and often shorter waiting times.

Extras cover is insurance for services not covered by Medicare, such as dental, physio and chiro. If a service is included in your extras cover you will receive some of the cost back from your insurer.

If you’re turning 31 soon having private health insurance you’ll also ensure you avoid the  Lifetime Health Cover (LHC) loading.

Private health insurance is a personal choice and choosing the right cover will depend on your personal needs and priorities.

Whether you’re an extreme sports person or prefer to keep two feet on the ground, you can choose a cover that gives you the peace of mind you need to live a healthy and happy life. GMHBA has a range of hospital and extras cover to suit your lifestyle and budget.

GMHBA offers AIA Vitality health and wellness program, on selected products, great for the young and young at heart. AIA Vitality is separate from health insurance however offers rewards for making healthy lifestyle choices.

You can compare health covers online or chat with us directly for advice on what cover is right for you.


When you choose to get private health insurance is up to you but it’s important to understand that once you are over 21 you’ll need your own cover, unless you are still a student dependant.

If you are over 31 and haven’t held private hospital insurance previously, you will need to pay Lifetime Health Cover Loading.


The cost of your health insurance is dependent on the type of cover you decide to go with and whether you are eligible for any rebates or loadings.

Need some help?

Can't find what you are looking for? Visit our help page or contact our friendly customer service team.