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Full information about your chosen cover's applicable waiting periods, excess, copayments, exclusions, restrictions, limits, pre-existing conditions and services covered is available within the member guide.

Rates are effective 1 March 2019. | All contribution quotes by this calculator are subject to variation and should therefore be considered indicative contribution rates. | Weekly and fortnightly payment frequencies are only available for Direct Debits. | Calculations include the 2% Direct Debit Discount, excluding products with AIA Vitality. | All calculations include Base Tier federal government rebate | Hospital Cover contributions do not include any applicable Lifetime Health Cover loading. | AIA Vitality products include a 5% Vitality Status Discount. Members need to reach silver status by their 12-month anniversary to retain the discount. If silver status is not reached by this time, the Vitality status discount will reduce by 2.5% each membership year to 0% in year three.

*Offer ends 12 April 2019. Excludes Bronze Hospital which will be renamed Basic Hospital Plus on and from 1 April 2019. For new members on direct debit. Must pay first month to receive Fitbit. If cover is cancelled within 60 days of joining, Fitbit value will be deducted from any applicable refund. Fitbit will be issued within 30 business days upon receipt of first payment and sent to the postal address at time of join. Not available with any other offer.

Get a fitbit charge 3 when you join GMHBA on selected combined covers* (excluding bronze hospital)

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