Why choose GMHBA

GMHBA Health Insurance has been providing peace of mind to Australians for more than 85 years. Here are just some of the reasons why our members love us. 

We are value based, not profit based

We are a not for profit organisation and every decision is made with our members in mind. 

We exist solely for our members and are focused on making sure our members get the most value from our products. As a not for profit fund, for every dollar we receive, we pay out more in benefits than the for-profit funds because we don’t have shareholders.

In the 2019 financial year, for every dollar received in premiums, 86 cents was paid to our members in benefits. 

We are committed to customer service

We’re passionate about delivering excellent customer service through a personalised approach at our local branches and Australian-based call centre. Our team of customer service advisors genuinely care about our members’ health and wellbeing and thrive on solving problems for them. 

GMHBA with AIA Vitality

Through selected products members can access AIA Vitality – the globally renowned health and wellbeing program that rewards you for being healthy.

Learn about and improve your health to receive amazing rewards like up to $500 in shopping rewards per membership year at Myer, Woolworths, Rebel and Dymocks and more.

We support the health of our communities

Our mission is to support the health of our communities for generations. Healthy communities strive for health equality, foster engagement, embrace diversity and value the environment.

To foster healthy communities, we provide meaningful community programs, targeted sponsorships and engaging events.

We understand that communities are vital in shaping social wellbeing. Connecting with like-minded people, working together to share success and supporting each other through challenges, builds strong and resilient communities.

We offer free health events on a range of popular health topics by specialists.

We are more than just a health insurer  

With a portfolio including eye care, dental care, physiotherapy and GP/primary care services in Victoria, we are playing an even bigger role in the health of our members and customers.

This allows us to be a real partner to our members on their health journey and integrate private health insurance products with our health services practices to offer even more value to members.

GMHBA is part of the Australian Health Services Alliance (AHSA) Medical Gap Agreement  

The Australian Health Services Alliance represents a number of small to medium size private health insurance funds. This means GMHBA can leverage the power of the alliance to implement better financial agreements with private hospitals and day surgeries throughout Australia, which reduces members’ out of pockets.

Our AHSA agreement provides members with access to a more extensive coverage of medical providers and an improved medical gap scheme. Under this agreement, GMHBA pays higher benefits for most medical procedures when the scheme is used by a participating medical provider, meaning less out of pocket expenses for members.