Ambulance cover explained

Ambulance cover is important as you never know when an emergency may happen.

Ambulance coverage in Australia is different from state to state, so we encourage you to read below to find out what you need to do to be fully covered.

What you need to be fully covered for your state

To be fully covered in Victoria, you need to take out an Ambulance Victoria subscription. Visit the Ambulance Victoria website for joining options.

When you've signed up, GMHBA will pay a benefit towards your ambulance subscription each year if you are on any Top or Mid extras cover,* to help offset the cost of your comprehensive ambulance cover. From there, you are covered in full for ambulance transport, paramedic care and treatment, including air ambulance throughout Australia.

Tasmanian residents are covered by a State based scheme. Please contact the Tasmanian Ambulance Service for more details regarding coverage.

For more information check out the Ambulance Tasmania website.

If you hold an eligible extras product and reside outside of Metropolitan Perth, you can claim back up to 100% of the cost of one St Johns Ambulance Service Subscription per calendar year.

If you live in Metropolitan Perth and hold an eligible extras product, you can claim back up to 100% of the cost of an Ambulance Service Subscription.

If you hold a GMHBA with AIA Vitality Hospital product, or the Basic Plus or Bronze Plus Package, you are covered for emergency ambulance services Australia Wide.

Take out any GMHBA hospital cover and you’re automatically covered for emergency transportation within either NSW or the ACT.

If an ambulance is called, you will receive a bill. If you have a hospital product with GMHBA you can send this bill on to GMHBA and we’ll let the NSW or the ACT Ambulance service know you’re covered.

If you have a non-emergency ambulance trip that is not covered by NSW Ambulance, and you have either Top or Mid extras with GMHBA, you can claim up to $300 per trip (up to $500 per person per calendar year) towards the cost.

If you want cover when you’re in other states, you can take out GMHBA combined or hospital-only cover, and you’ll be covered for emergency ambulance services Australia wide.

For more information check out the Ambulance NSW or ACT Ambulance website.

To be covered, you need to take out a subscription with the South Australian Ambulance Service (SAAS). We strongly recommend considering taking out an interstate membership to ensure you are covered for comprehensive ambulance services Australia wide.

When you’ve signed up, GMHBA will pay a benefit towards your ambulance subscription each year if you are on any Top or Mid extras cover*, to help offset the cost of your ambulance cover.

Visit the SAAS website for how to join.

All Queensland residents are automatically covered for the cost of emergency services Australia wide. This is paid for by the QLD state government. You don’t have to do anything.

For more information visit the Queensland Ambulance Service website.

Take out a subscription with St John’s Ambulance Service NT, and be covered Australia wide.

When you’ve signed up, GMHBA will pay a benefit towards your ambulance subscription each year if you are on any Top or Mid extras cover,* to help offset the cost of your comprehensive ambulance cover.

For more information visit the St John Ambulance NT website.

 

FAQs

It’s up to the ambulance service to decide. Depending on your level of cover, GMHBA may cover emergency ambulance services by a recognised provider Australia wide. Does not include cover for non-emergency ambulance transport i.e. from a hospital to your home or ambulance transfers between hospitals. Publicly funded ambulance services and State Government transport schemes are excluded (eg.TAS/NSW/ACT/QLD).

Contact us and we can talk through your options.

*Please Contact us to confirm eligible covers.

60 Day Money Back Guarantee*

We pride ourselves on providing great value health cover. That’s why all our products are backed by a 60 day money back guarantee. If for any reason your circumstances change and you have not claimed, we will fully refund your membership. *For new members