6 weeks free plus no 2 & 6 month waits on extras* when joining on combined cover by 15 July. *T&Cs apply.

Under 30's discount

If you're aged between 18-29 you could be eligible to receive a discount on your hospital cover.

Life under 30

Being in your 20’s looks different for everyone, but generally it’s a balance of life admin and living your best life. Whether you’re single, in a relationship or have a young family, GMHBA offers an under 30 discount on hospital and combined cover for wherever you’re at.

^Pricing based on Single, aged 30 living in VIC earning $93,000 or less (Base Tier Australian Government Rebate) and excludes . Prices and displayed products can change if details vary.

Select a product and enter your age to see the discount you could be eligible for


Discount percentage that health insurers can offer

If you're 18-29, you'll receive the discount below on your hospital cover premium based on your age.

Your age at the time of joining hospital cover Policy discount you could be eligible for
18-25 years old 10%
26 years old 8%
27 years old 6%
28 years old 4%
29 years old 2%
30 + 0%


60 day money back guarantee*

We understand that there are times we need to change our mind. That’s why all our products are backed by a 60 day money back guarantee. If for any reason your circumstances change and you have not claimed, we will fully refund your membership. *For new members.

Benefits of Private Health Insurance for under-30's

Turning 31 soon?

If you’re coming up to your 31st birthday and don't have hospital cover, it's worth learning about the Lifetime Health Cover (LHC) loading and how it could affect your premium. Once applied, it can only be removed after 10 years of continuous hospital cover. 

Higher income earner?

If your income is likely to increase (or is already) beyond 93k for singles or 186k for couples/families, you could be liable for the Medicare Levy Surcharge (MLS). You may be able to avoid paying MLS by having private health insurance hospital cover.

Under 30's discount

There’s a lot more to the under 30's discount, if you are seeking more information that’s relevant to you click the link below.