What is the best health insurance for singles?

Choosing the best Health Insurance for singles that also meets your specific needs won’t only provide peace of mind but also can save you money. With GMHBA Health Insurance you will be covered against all public and private hospital costs as well as a large variety of extras depending on which cover you choose. So if you’re young and single and choosing a plan for yourself you need balance your lifestyle, budget and tax status to determine the best plan for you.

Even though you might think that you are young, healthy and your main health concern is an accident or emergency for which you need basic hospital cover, you should also consider the cost of ongoing extras such as pharmacy, optical and dental. Other things to consider include the tax implications if you are not covered.

Bronze Hospital & Bronze Extras Set Benefits

Entry level hospital cover. Includes preventative dental and optical.
$ 20.35
per week
Select

Bronze Hospital & Silver Extras Set Benefits

Entry level cover. Cover for a range of popular services that suit your lifestyle.
$ 24.35
per week
Select

Silver Hospital Plus & Bronze Extras Set Benefits

Moderate cover. Includes private hospital with some exclusions. Includes cover for preventative dental.
$ 29.90
per week
Select

Bronze Hospital & Bronze Extras Set Benefits

Entry level hospital cover. Includes preventative dental and optical.
$ 20.35
per week
Select

Bronze Hospital & Silver Extras Set Benefits

Entry level cover. Cover for a range of popular services that suit your lifestyle.
$ 24.35
per week
Select

Silver Hospital Plus & Bronze Extras Set Benefits

Moderate cover. Includes private hospital with some exclusions. Includes cover for preventative dental.
$ 29.90
per week
Select

* The price shown is per week and applies to a Single living in VIC with a $500 excess. It excludes LHC loading and includes a Base Tier Government Rebate

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GMHBA offers some of the best Health Insurance options for singles and has several different policies to choose from that cater towards individual’s needs. These policies cover some or all of the costs of your hospital care and they allow you to choose your own doctor or specialist. You can rest assured knowing if you require surgery or hospital treatment you will be fully covered. The Health Insurance fund will cover things like:

  • Hospital accommodation in either a public or private hospital
  • Theatre fees
  • Doctors and specialists fees

As a privately insured patient you will be insured against the costs of the health services not covered by Medicare, such as:

  • Optical, Physiotherapy,
  • Hydrotherapy, Myotherapy,
  • Occupational therapy, pharmacy
  • And many more...

Private Health May Help Minimise Taxes and Penalties

Medicare Levy Surcharge

For the tax conscious it is best to have private health insurance and it may be cheaper than paying the Medicare Levy Surcharge. If you have a taxable income of over $90,000 and you do not have Private Health Insurance you will be liable to pay an addition 1-1.5% of your taxable income to the Medicare Levy Surcharge. So to avoid this levy GMHBA has the best health insurance for singles.

Life Health Cover Loading

Another reason it is the best Health Insurance for singles is to avoid the Lifetime Health Cover Loading. What this means is that if you do not have Hospital Cover by the 1st July after your 31st birthday, then a 2% loading will apply each year you are over the age of 30. So if you wait until you are 40 until you take out cover, you will pay an additional 20% for the cost of your hospital cover.

GMHBA has the best Health Insurance for singles as each of their policies caters to different lifestyles and doesn’t cover the things you do not need. Each policy is tailored to include the things you require and cuts down on the things you do not need until you are older to keep the costs down.

GMHBA make it easy to look after your health and give you total peace of mind, knowing that you are protected for the future with a range of the best covers which provide you with a greater choice and flexibility.