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Compare our hospital and extras covers

Hospital cover

Covered Tick
Not Covered Cross
Public hospital cover as a private patient only Tick Box
Partially covered.
Co-payments apply
Excess options Bronze Hospital Silver Hospital Gold Hospital
Level 0 $0 $0 $0
Level 1 $250 $250 $250
Level 2 $500 $500 $500
Excess waived for child dependants under 21 years old cross cross Tick
Some of the common services covered include:
Accommodation for overnight and same day surgery Tick Box Tick Tick
Accommodation – single room (where available) cross hash Tick
Accommodation – shared room Tick Box Tick Tick
Accidents Tick Box Tick Tick
Appendicitis Tick Box Tick Tick
Cardiac Tick Box Tick Tick
Cataract & corneal transplants Tick Box cross Tick
Dental implant surgery Tick Box cross Tick
Gastric banding and all obesity surgeries cross cross Tick
Haemodialysis cross cross Tick
Intensive and coronary care Tick Box Tick Tick
Joint investigations eg. knee arthroscopy Tick Box Tick Tick
Joint reconstructions eg. knee Tick Box Tick Tick
Joint replacements eg. hip Tick Box cross Tick
Medical gap cover Tick Box Tick Tick
Minor gynaecological procedures Tick Box Tick Tick
Operating theatre Tick Box Tick Tick
Pregnancy related services (including childbirth) Tick Box cross Tick
IVF and assisted reproductive services Tick Box cross Tick
Healthy Start Benefit cross cross Tick
Psychiatric services Tick Box Tick Tick
Rehabilitation services Tick Box Tick Tick
Removal of tonsils and adenoids Tick Box Tick Tick
Removal of appendix Tick Box Tick Tick
Surgically implanted prostheses - (Government Prosthesis List group benefits) Tick Box Tick Tick
Gap Saver – increased medical gap cover and a single room guaranteed cross cross Tick

Extras cover

Effective March 1, 2014

Basic cover ***
Mid-level cover ****
Comprehensive cover *****
Partially covered. Hash
Options Bronze Extras Silver Extras Gold Extras
Set Benefits Tick Tick Tick
Percent Back 55% 65% 75%
Services included
General dental *** **** *****
Major dental and orthodontics   **** *****
Optical *** **** *****
Physiotherapy, myotherapy and hydrotherapy *** **** *****
Chiropractic and osteopathy   **** *****
Remedial massage Hash Hash *****
Pharmacy *** **** *****
Psychology   **** *****
Podiatry   **** *****
Acupuncture, naturopathy and homeopathy   **** *****
Speech therapy   **** *****
Dietetics   **** *****
Ambulance subscription subsidy   **** *****
Foot orthotics   **** *****
Eye Therapy   **** *****
Audiology   **** *****
Occupational therapy   **** *****
Nursing   **** *****
Blood glucose monitor   **** *****
Extremity pump   **** *****
Dietary fluoride supplement ***** ***** *****
Hearing aids   **** *****
Home nursing   **** *****
Nebuliser pump   **** *****
Pressure garments (GMHBA approved)   **** *****
Prostheses (GMHBA approved, non-surgical)   **** *****
Sleep apnoea monitor   **** *****
Tens monitor   **** *****
Orthopaedic appliances *** **** *****
Weight loss program     *****

Waiting periods and pre-existing conditions

Waiting periods and rules around pre-existing conditions apply to all GMHBA's Hospital covers. Please read the Waiting Periods page for a general overview. For more detailed information you should read the Waiting Periods and Pre-existing Conditions section of the Important Information Flyer.