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Full information about your chosen cover's applicable waiting periods, excess, copayments, exclusions, restrictions, limits, pre-existing conditions and services covered is available within the member guide.

Rates are effective 18 December 2018. | All contribution quotes by this calculator are subject to variation and should therefore be considered indicative contribution rates. | Weekly and fortnightly payment frequencies are only available for Direct Debits. | Calculations include the 2% Direct Debit Discount, excluding products with AIA Vitality. | All calculations include Base Tier federal government rebate | Hospital Cover contributions do not include any applicable Lifetime Health Cover loading. | AIA Vitality products include a 5% Vitality Status Discount. Members need to reach silver status by their 12-month anniversary to retain the discount. If silver status is not reached by this time, the Vitality status discount will reduce by 2.5% each membership year to 0% in year three.

*Offer ends 28th February 2019. For new members on direct debit. 12 month waits, annual and sub limits apply. Extras claims made with previous fund count towards annual limits. Not available with any other offer.

No 2 and 6 month waits on extras when joining combined cover*

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