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Full information about your chosen cover's applicable waiting periods, excess, copayments, exclusions, restrictions, limits, pre-existing conditions and services covered is available within the member guide.

Rates are effective 1 July 2018. | All contribution quotes by this calculator are subject to variation and should therefore be considered indicative contribution rates. | Weekly and fortnightly payment frequencies are only available for Direct Debits. | All calculations include the 2% Direct Debit Discount on contributions. | Hospital Cover contributions are BASE RATE contributions and do not include any applicable Lifetime Health Cover loading. | V Plus products includes 3% Vitality Status Discount, members need to reach silver status by 12 month anniversary to retain the discount.

*For new members on direct debit. 12 month waits, annual and sub limits apply. Not available in conjunction with any other offer. Offer ends 31 July 2018

No 2 and 6 month waits on extras when joining combined cover*

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