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Full information about your chosen cover's applicable waiting periods, excess, copayments, benefit limitation periods, exclusions, restrictions, limits, pre-existing conditions and services covered is available within the member guide.

Rates are effective 1 April 2016. | All contribution quotes by this calculator are subject to variation and should therefore be considered indicative contribution rates. | Weekly and fortnightly payment frequencies are only available for Direct Debits from a bank/credit union account. | All calculations include the 2% Direct Debit Discount on contributions. | Hospital Cover contributions are BASE RATE contributions and do not include any applicable Lifetime Health Cover loading.

We pride ourselves on providing great value health cover. That’s why all our products are backed by a 60 day money back guarantee. If for any reason your circumstances change and you have not claimed, we will fully refund your membership. *For new members

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