What is the best health insurance cover for me if I want to get pregnant?

Planning for parenthood is an exciting time in people’s lives. But it is also a period with a lot of worry. To make sure that you have everything you need, you need to have the best health insurance to take care of you and your family, over the term of the pregnancy and beyond.

Ensuring that you have good pregnancy cover which includes pre-natal care prepares you to start or extend your family with peace of mind. This also extends to how your family is cared for during and after the birth as well to give your family the best possible start.

Planning parenthood?

If you are considering planning parenthood, this is the ideal time to start thinking about the best health insurance you can get for the future. Pregnancy cover comes with waiting times on our products of 12 months, so to start or switch your policy now is the best plan. This will give you the cover you need during pregnancy.

We provide different levels of cover which includes pregnancy benefits including our Everyday Family Package, Premium Family Package, V Plus Gold Package and V Plus Ultimate Hospital. These policies do not just simply cover you for pregnancy, but also cover as you raise your family. Children can fall sick and get injured, and this is not a time you want to be worrying about the costs of getting the medical care that they need.

You can earn up to 50% off Virgin Australia Flights* with our V Plus covers

*Discount applies to eligible flights only.

Already pregnant?

If you do not already have pregnancy cover, but have already fallen pregnant, then you will not be covered if you switch to an inclusive pregnancy product now. This is because most funds have a 12 month waiting period on the pregnancy cover that includes things like pre-natal care.

However, it is important still to look at taking out the best health insurance for your growing family. There are many other factors to be considered when it comes to taking care of your family. So it is best that you speak with us to properly understand how we can help. Having hospital and extras cover, such as our Everyday or Premium Family Package (which are available with or without pregnancy cover) will provide you and your newborn with security you need it.

Bronze Hospital & Bronze Extras Set Benefits

Entry level hospital cover. Includes preventative dental and optical.
$ 21.50*
per week
Select

Bronze Hospital & Silver Extras Set Benefits

Entry level cover. Cover for a range of popular services that suit your lifestyle.
$ 25.55*
per week
Select

Silver Hospital Plus & Bronze Extras Set Benefits

Moderate cover. Includes private hospital with some exclusions. Includes cover for preventative dental.
$ 31.50*
per week
Select

Bronze Hospital & Bronze Extras Set Benefits

Entry level hospital cover. Includes preventative dental and optical.
$ 21.50*
per week
Select

Bronze Hospital & Silver Extras Set Benefits

Entry level cover. Cover for a range of popular services that suit your lifestyle.
$ 25.55*
per week
Select

Silver Hospital Plus & Bronze Extras Set Benefits

Moderate cover. Includes private hospital with some exclusions. Includes cover for preventative dental.
$ 31.50*
per week
Select

* The price shown is per week and applies to a Single living in VIC with a $500 excess. It excludes LHC loading and includes a Base Tier Government Rebate

Speak with us today about your pregnancy cover

If you are concerned about whether you have pre-natal care included in your health care cover and want to understand more about our waiting periods on our policies, then you should speak with us. GMHBA is a not for profit organisation that is here to help you. We are only concerned with getting you the best health insurance possible and helping any way we can.