What is the best extras cover for podiatry?

Background to podiatry

Podiatry is a discipline that specialises in the prevention diagnosis and treatment of the feet and the lower limbs. The scope of practice in podiatry includes areas such as pediatrics, diabetes, sports injuries, structural problems, treatment of the elderly and disables, and general foot care. The expertise of a podiatrist is crucial in addressing and treating the range of complications which can afflict people of all walks of life. Podiatrists are able to diagnose and treat a range of foot conditions, and they play a significant role for those who have mobility issues.

Bronze Hospital & Bronze Extras Set Benefits

Entry level hospital cover. Includes preventative dental and optical.
$ 20.35
per week
Select

Bronze Hospital & Silver Extras Set Benefits

Entry level cover. Cover for a range of popular services that suit your lifestyle.
$ 24.35
per week
Select

Silver Hospital Plus & Bronze Extras Set Benefits

Moderate cover. Includes private hospital with some exclusions. Includes cover for preventative dental.
$ 29.90
per week
Select

Bronze Hospital & Bronze Extras Set Benefits

Entry level hospital cover. Includes preventative dental and optical.
$ 20.35
per week
Select

Bronze Hospital & Silver Extras Set Benefits

Entry level cover. Cover for a range of popular services that suit your lifestyle.
$ 24.35
per week
Select

Silver Hospital Plus & Bronze Extras Set Benefits

Moderate cover. Includes private hospital with some exclusions. Includes cover for preventative dental.
$ 29.90
per week
Select

* The price shown is per week and applies to a Single living in VIC with a $500 excess. It excludes LHC loading and includes a Base Tier Government Rebate

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Who can benefit from podiatry?

There are a wide range of conditions that can be treated by a podiatrist which is why most Australian can benefit from seeing one a certain stages of their life. While some podiatrists specialise in specific areas like biomechanics pediatrics surgery, pediatrics, diabetes and arthritis, most podiatrists also treat common foot disorders such as corns, calluses and warts. Some conditions which can be treated by a podiatrist include:

  • Heel pain, knee pain, ankle pain or general foot pain
  • Diabetic foot disease or arthritis
  • Lower back pain/posture
  • Ingrown nails, fungus or bunions
  • Archilles tendonitis
  • Orthotics, plantar fasciitis or flat feet

Claiming on podiatry on my health insurance

Like other extras features, you must make sure your health insurance policy includes podiatry. If you are required to serve waiting periods they must be completed before your claim is valid. Usually podiatry only has a two month waiting period on the best health insurance policies.

When you are making a claim you simply just need to use your health fund membership card to claim your benefits on the spot after you have received your treatment. Your practitioner will receive your benefits directly from the health fund and all you need to do is pay the difference.

Health funds pay podiatrists charges under extras cover and this does not extend to podiatric surgery that takes place in hospital as an inpatient. Depending on your level of cover, benefits may be payable for hospital charges only in those cases.

The benefit you receive from your health fund will depend on your level of cover. Health funds will pay a capped benefit for each visit and these are combined together to create a maximum claimable amount in any 12 month period. The benefits are often higher on more expensive health cover plans and lower on a more basic plan.

When looking for the best health insurance policy for you that has podiatry you should compare GMHBA’s extra’s cover. Rebates can range from 55% to 75% of the total consultation cost up to annual limits.

Who sees podiatrists regulary?

1) People on their feet all day

If you are in a job that required you to be on your feet a lot, you may be more prone to foot conditions. Podiatrists can provide preventative measures or proper care to avoid the development of foot disorders that have long-term ramifications.

2) Diabetics

Diabetic foot complications are a leading cause of lower limb amputation. Podiatry intervention can significantly reduce the burden of diabetic foot disease by treating the conditions such as ulcers and lesions that contribute to the need for amputation.

3) Sportspeople

For those who are particularly active in sports and other strenuous activities, podiatrists can help treat common injuries like plantar fasciitis, Achilles tendonitis, stress fractures, ankle sprains and shin and knee pain.

4) The elderly and disabled

Podiatrists can prescribe the use of orthoses to help assist the movement of the elderly and disabled.

5) Individuals with foot deformities

Some types of foot deformities that can develop in adult life can be prevented or reduced by the provision of appropriate footwear, treatment of splinting and orthodic control of the feet in children. Common problems experienced by children include osteochondroses, fasciitis and pes plaanus.

Overall, GMHBA is a great choice

At GMHBA we provide you with health care options, peace of mind and high levels of customer service. Podiatry is included in our bronze, silver and gold cover with up to 75% back on consolations up to annual limits. Generous annual limits do apply so it’s best to compare each policy prior to joining.