What Are the Best Health Insurance Plans for Dental?

The best health insurance plans for dental are always the ones that suit your specific needs. Unfortunately, it can be a little tricky to find best dental insurance plans that match your needs perfectly. However, with GMHBA, clients get access to the best health insurance plans that meet their requirements to a tee. Whether you are single or need coverage for a large family, GMHBA has plenty of the best dental insurance plans to match your needs.

Bronze Hospital & Bronze Extras Set Benefits

Entry level hospital cover. Includes preventative dental and optical.
$ 20.35
per week
Select

Bronze Hospital & Silver Extras Set Benefits

Entry level cover. Cover for a range of popular services that suit your lifestyle.
$ 24.35
per week
Select

Silver Hospital Plus & Bronze Extras Set Benefits

Moderate cover. Includes private hospital with some exclusions. Includes cover for preventative dental.
$ 29.90
per week
Select

Bronze Hospital & Bronze Extras Set Benefits

Entry level hospital cover. Includes preventative dental and optical.
$ 20.35
per week
Select

Bronze Hospital & Silver Extras Set Benefits

Entry level cover. Cover for a range of popular services that suit your lifestyle.
$ 24.35
per week
Select

Silver Hospital Plus & Bronze Extras Set Benefits

Moderate cover. Includes private hospital with some exclusions. Includes cover for preventative dental.
$ 29.90
per week
Select

* The price shown is per week and applies to a Single living in VIC with a $500 excess. It excludes LHC loading and includes a Base Tier Government Rebate

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* For new health insurance members on direct debit. Must pay first month to be eligible. Prize does not include flights or transfers. Promotional period 4 August 2017 - 24 September 2017. Valued at $1000. View Full Terms and Conditions

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Can Lower Cost Health Insurance Plans Cover Dental?

Good coverage does not necessarily have to cost a lot of money each month, since lower cost health insurance plans can also cover your dental needs. If you are specifically looking for cover for dental expenses you will need to look at an extras plan such as our Bronze Extras policy. This policy covers general dental items including general check-ups, cleaning, and removal of plaque, x-rays and smaller fillings.

The Bronze Extras will not only provide coverage for dental expenses such as preventative and general dentistry but other extras as well including physiotherapy, chiropractic and optical. If you do not foresee any major dental procedures in the future, the bronze package will fit your needs perfectly and cover up to 55% of your out of pocket expenses.

The best dental insurance plans may vary according to your age and the size of your family, but there is always a cost-effective option that will provide you with the coverage you need. At GMHBA we have a large variety of the best dental insurance policies which will make sure you are covered when you need.

Does GMHBA Provide Coverage for Major Dental Procedures?

There are a number of people who need additional coverage for major dental work. Whether you are a young single, large families or retiree it is important to review your requirement as major dental includes cover for orthodontics/braces, wisdom teeth removal, crowns, bridges and cover for dentures.  

At GMHBA our Family Packages and Silver and Gold extras covers include general and major dental. Through taking out one of the best dental insurance covers with GMHBA you will be able to take care of yourself and your family and have the freedom to select which dental professionals you would like to see. With our Everyday package, Silver extras you will receive up to 65% of your out of pocket expenses and Premium and Gold extras 75% up to the specified annual limits.

How Can I Find the Best Health Insurance Plan which cover dental at GMHBA?

GMHBA makes it a lot easier to find the best dental insurance plan. First, you can select the right plan for you by selecting your current status, more specifically single, couple, family or single parent family. Based on your input, GMHBA can provide you with a number of health insurance plans with a suitable dental extra.

People who come to GMHBA for their health insurance plan can filter their results further to meet their needs. For example, clients who want the best health insurance plan, but have a limited budget to work with, can select our low cost cover option. However, if you are planning to grow your family, we can recommend other policies which may suit you better.

There is a suitable health insurance option for everyone, whether you are an individual who enjoys contact sports or a single parent with a number of children to look after. Each health insurance plan at GMHBA is easy to understand, so you only get the insurance coverage you need and do not pay more for coverage you do not need or want.

How Do I Make Sure I Am Prepared for Any Circumstance?

When people go looking for health insurance plans, they usually have a certain type of coverage in mind. However, once they start examining the available extras under existing health insurance plans, they realise they may need certain extras to be fully covered.

Extras that are often forgotten under a health insurance plan are dental coverage, physiotherapy and optical coverage. Dental insurance plans are almost always necessary, no matter if you are looking for health insurance for yourself or your family. To make the most of your dental insurance you need to make sure you have a preventative check-up every 6 months. This can help prevent the need for more costly procedures in the future.

People who are unsure of which dental insurance plans to choose can also count on the advice of the GMHBA specialists. By asking for advice, you can rest assured you are taking out the best insurance plan for you. Our insurance specialists will also be able to tell you more about available extras and other related topics such as waiting periods. The average waiting periods for general dental is 2 months and 2 months for major dental. Please let GMHBA know if you are transferring your health insurance from another provider as these waiting periods can often be either reduced or not relevant.

Do Annual Limits Play a Role in Good Dental Insurance Plans?

The annual limit that accompanies health insurance plans is important to understand, considering that it can put a limit on the amount of times you can claim on your extras. If you need a considerable amount of dental work completed in the future, it is a good idea to have a look at your annual limit and decide if it is worth increasing that limit to meet your requirements. At GMHBA we offer the best health insurance to meet all your needs and requirements.