What Is GMHBA’s Best Dental Insurance for Implants?

Coverage for dental implants can be hard to find, especially when you consider that not every insurance company covers them in their policy. Dental implants are not covered by Medicare, so if you require extensive dental work you really need to look for the best private health insurance plan for you. At GMHBA, we offer a variety of different health insurance policies which include cover for dental implants and much more. If you are looking for more detailed information about the best health insurance plans which include dental insurance and implant coverage then please read on.

Are Dental Implants Covered Under the Major Dentistry Extra?

In your extras cover you can have general dental cover and/or major dental included. Major dental refers to complicated dental procedures such as orthodontics, bridges, crowns, tooth extractions and complicated fillings. However, a common misconception about major dental is that it covers dental implants. You should be aware that not all health insurance plans with the major dental covers dental implants. So it is therefore essential to examine your extras cover very carefully.

* The price shown is per week and applies to a Single living in VIC with a $500 excess. It excludes LHC loading and includes a Base Tier Government Rebate

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How Do I Know If Dental Implants Are Included in Your Health Insurance Plan?

When you search for your best health insurance plan for you at GMHBA, you get the option to look at the cover details before you commit to a specific plan. If your health insurance plan covers dental implants, this will be mentioned under the cover details section.

Members can also see the finer print and specific details relating to type of procedures covered and their best health insurance plan for them. For example, dental implant surgery will be covered when the dental implant surgery is executed in a hospital where the patient stays as an in-patient. To see these details, simply click on the dental implant surgery under the cover details overview.

What Is the Best Health Insurance Plan for Dental Implants at GMHBA?

At GMHBA, Members can find several health insurance plans that will cover them when they need dental implant surgery. Our V Plus Gold Package and Premium Family Package (available to families), are two of the most comprehensive insurance covers we offer. Both offer per person limits and allow our customers to claim back the highest percentage and amounts we offer on extras services. It provides rebates for general, preventative and major dental procedures as well as cover for private hospital accommodation, accidental injuries, appendicitis, cardiac treatments, intensive and coronary care, joint reconstructions and investigations, gynaecological procedures, operating theatre procedures, psychiatric services, rehabilitation services, tonsil and adenoid removal, surgically implanted prostheses, and much more.

It is important to note when joining a new policy that there are a variety of waiting periods for each service and you are unable to claim any procedures until these waiting periods have been completed. Once the waiting period has been served you will have full access to the coverage the health insurance plan has to offer as well as all the dental health insurance benefits.

What Is the Most Affordable Health Insurance Plan for Dental Implants?

Customers who intend to claim less on their extras may want to look at the GMHBA Premium Hospital & Silver Extras with 65% Back policy. This health insurance plan provides the same benefits as the Premium Hospital & Gold Extras with 75% back. However, there are lower yearly claimable limits on the extras services.

This policy also offers access gap cover which is a billing system that provides higher benefits than the Federal Government’s set scheduled fee. If your doctor is registered for Access Gap Cover, your hospital out-of-pocket costs may be reduced or even eliminated. Before you go into hospital, you should discuss with your doctor the cost of treatment. Your doctor must advise of any out-of-pocket expenses you will have to pay and provide a written estimate of the fees for treatment, before you go into hospital.

Before you decide which the best health insurance plan is for you at GMHBA, it is important to understand the excess your plan includes, any waiting periods for specific services as well as yearly claimable limits. GMHBA is a private health insurer you can trust who offer some of the best health insurance plans.