What Health Insurance Policies Offer the Best Dental Insurance Coverage?

The best dental insurance coverage is not always found with the most expensive health insurance policies – a common misunderstanding for many people looking for the right dental insurance coverage. The right dental coverage varies from client to client, so to find the best health insurance policy for you will depend on your needs. To find the right health insurance policy which will cover all your needs including dental please refer to your our tips below.

Bronze Hospital & Bronze Extras Set Benefits

Entry level hospital cover. Includes preventative dental and optical.
$ 20.35
per week
Select

Bronze Hospital & Silver Extras Set Benefits

Entry level cover. Cover for a range of popular services that suit your lifestyle.
$ 24.35
per week
Select

Silver Hospital Plus & Bronze Extras Set Benefits

Moderate cover. Includes private hospital with some exclusions. Includes cover for preventative dental.
$ 29.90
per week
Select

Bronze Hospital & Bronze Extras Set Benefits

Entry level hospital cover. Includes preventative dental and optical.
$ 20.35
per week
Select

Bronze Hospital & Silver Extras Set Benefits

Entry level cover. Cover for a range of popular services that suit your lifestyle.
$ 24.35
per week
Select

Silver Hospital Plus & Bronze Extras Set Benefits

Moderate cover. Includes private hospital with some exclusions. Includes cover for preventative dental.
$ 29.90
per week
Select

* The price shown is per week and applies to a Single living in VIC with a $500 excess. It excludes LHC loading and includes a Base Tier Government Rebate

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How to Find the best Dental Insurance for Young Individuals?

Young people often find that they benefit the most from our cheaper health insurance plans, since they do not need the same amount of coverage some of our older clients or families need. However, age is not always the most important factor. In order to determine the best health insurance for you, you need to look at your dental health as a whole.

Individuals who have been struggling with their dental health for a long period of time may find that health insurance policies with major dental coverage, such as our silver and gold extras policies are more beneficial to them. It is important however to understand that leaving major dentistry out of your health insurance plan can save you some money on the best health insurance plan for you but may not cover all dental procedures. In the end, it all comes down to predicting the treatments you will need in the future and using them effectively. If you think you will only require 6 monthly check-ups, teeth cleaning, x-rays and maybe the occasional filling then general dental is perfect. However if you require any type of orthodontics, tooth removal, crowns, bridges and dentures then major dental needs to be included in your policy.

What is the Best Dental Insurance for Families?

The health insurance policies including dental coverage for families is considerably different than the dental coverage recommended for individuals. While most individuals only require check-ups and minor work, families often require services such as the removal of wisdom teeth and braces for their children. Orthodontics is just one of the procedures that is covered in our Silver and Gold extras plans and the rebate you receive increases each year you are insured with us.

What Dental Insurance policy can you recommend for Sports Fanatics?

The right dental insurance coverage for sports enthusiasts will somewhat depend on the type of sport you engage in. Some sports carry a higher risk factor, for example boxing and rugby. If certain contact sports increase you risk of damaging or even losing teeth, then our Fit and Active Cover which includes cover for sporting necessities such as mouth guards is perfect for you.

GMHBA offers some of the best health insurance packages suitable for sports enthusiasts. These insurance packages can contain dental coverage for major dental treatments and general dental treatments giving you the peace of mind you deserve.

GMHBA’s fit and active covers will also provide sports enthusiast with additional cover for other common sport related injuries such as knee or ankle reconstruction or surgery to any fractures. Our extras cover also included physiotherapy, hydrotherapy, ambulance subscription, podiatry, remedial massage and more to help rehabilitate or treat any other injuries.

What is the Best Dental Insurance Plan for Seniors?

At GMHBA we often recommend that our senior customers look at one of our insurance plans which includes major dental. As your teeth get older and more brittle there is often dental work which needs to be completed in order to keep your smile looking the way you want it to. Out silver and gold extras cover you for procedures including complex fillings, tooth extractions, root canals, crowns and bridges.

Most dental insurance plans for seniors at GMHBA are accompanied by coverage for general dentistry, preventative dentistry and major dentistry. However, it is always recommended to examine all the extras under a policy before you commit to a certain package, since GMHBA also has insurance packages that cover dental implants as well. There are waiting periods before you can claim which range from 2 months up to 12 months so make sure you have completed this period before you have any work done you want to claim.

What Advice Can You Give Me for Complex Insurance Situations?

Clients who have experienced problems finding the right dental coverage in the past can always count on the professionals at GMHBA. We understand that every situation is different, whether you are an individual looking for the right dental insurance or if you are looking for the best hospital and extras coverage for your entire family.

At GMHBA we have had years of experience with dental insurance and offer some of the best health insurance plans personalised to your needs and requirements. So make sure you contact us today to discuss which health insurance policy is best for you and your family.