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Apple Watch Benefit Apple Watch Benefit

Apple Watch Benefit

Get Apple Watch.
Get Active.
Get Rewarded. 

Join a GMHBA with AIA Vitality package to access the AIA Vitality Apple Watch Benefit.  *Terms and conditions apply, see below for full details.

You can now choose to get an Apple Watch Series 7 (GPS & Cellular) with 24 months of connectivity on the Optus Choice Plan (total value $869) and use your Active Benefits rewards to earn your Apple Watch in full, by getting active and achieving your weekly Active Benefits targets for 24 months. 

 

How does the benefit work? 

You’ll need to enter into a loan agreement with AIA Vitality’s loan provider, etika for the loan amount of $649, and set up a direct debit for 24 months. Every week you achieve your physical activity targets, you’ll reduce your loan repayment. Achieve all your weekly physical activity targets in a month and AIA Vitality will cover your entire repayment for that month! If you cancel or change your policy with GMHBA and no longer hold an AIA Vitality membership, you will need to continue making loan payments as per your loan agreement with etika.

 

Your repayment options^

Targets met in a month AIA Vitality will pay Your repayment to etika
0 weekly targets $0 $27
1 weekly target $5 $22
2 weekly targets $10 $17
3 weekly targets $15 $12
4 or 5 weekly targets $27 $0

 

^The last (24th) monthly payment will be billed at $28. AIA Vitality will cover the full $28 in the last month if all physical activity targets are met. 

What is AIA Vitality?

The globally renowned health & wellbeing program

AIA Vitality is a personalised, science-backed health and wellbeing program that rewards you for healthy behaviours. Earn AIA Vitality Points by completing various health assessments and by doing healthy activities.

The more activities you engage in the more points you accumulate, the higher your AIA Vitality status and the greater the rewards and discounts.

Special Offer:

Get one month free* and no 2 & 6 month waits on extras when you join GMHBA on combined cover by June 30. 

*For new members joining on combined hospital and extras cover, paying by direct debit. Must pay first month premium to receive discount. Must not have been a member within last 12 months. 12 month waits, annual and sub-limits apply. Extras claims made with a previous fund count towards annual limits. Offer only available via GMHBA website, phone and branch or GMHBA corporate program. Not available in conjunction with any other offer. Offer ends 30 June 2022.

FAQs

GMHBA members who have activated Vitality and have opted into Active Benefits rewards. 

Apple Watch Series 7 requires an iPhone 6s or later with iOS 15 or later.

You will need to download the AIA Vitality app and select either ‘Vitality Active Benefits’ on the ‘Dashboard’ tab or ‘AIA Vitality Active Benefits’ on the ‘Benefits’ tab and follow the prompts to setup Active benefits.

See your repayment options^ for further information. 

Billing by the lending provider will occur on a monthly basis. If you do need to contribute to the monthly repayment, you will be charged on the 17th of the following month.

The tracking of Active Benefit targets for a given month will commence on the first Monday of the month and will continue until the Sunday prior to the first Monday of the subsequent month. If a member commences their Apple Watch Benefit part-way through the month, the member will be able to select Active Benefits in the usual way (i.e. select a $5 retail or donation voucher) until their Apple Watch Benefit tracking commences.

24 months. You may choose to pay out the remaining amount by contacting etika directly.

The Apple Watch Benefit is based on the Series 7 (GPS & Cellular) with 24 months of connectivity on the Optus Choice Watch Plan (total value $869).

You may choose the 45mm version of the Apple Watch Series 7 (GPS & Cellular). If you do, you will need to pay the $50 upgrade fee through your Optus account. This will be visible by your second invoice. 

No. If you choose to activate the Apple Watch benefit you will be foregoing the standard benefit vouchers or donations for the next 24 months.

You will be required to continue making loan payments or pay out the Apple Watch as per the loan agreement with etika.

Terms and conditions:

Once your loan with etika has been approved, you’ll receive an Optus Promo Code. Use this Optus Promo Code to redeem your Apple Watch from Optus and sign up to a 24-month Optus Choice Watch Plan. You’ll need to follow the provided links to select your Apple Watch on the Optus redemption page.

You’ll need to complete an Optus ID and if applicable, credit check as part of the purchase process. Please ensure any personal details (full name, address, DOB, email address) you enter as part of this ID check match your AIA Vitality membership details. Optus may take up to three days to verify your identity as part of this check.

Link your Apple Watch Series 7 (GPS & cellular) and earn AIA Vitality points

  • Once you receive your Apple Watch device, you need to link your Apple Watch to AIA Vitality. Instructions can be found under the ‘Manage Fitness Devices’ tab in the ‘Profile’ section of the AIA Vitality app.
  • You can earn a maximum of 100 AIA Vitality Points each day for all fitness- related activities (excluding organised fitness events) including gym session, walking, and other activities tracked using fitness devices or apps synced with AIA Vitality. Should you exercise more than once a day or use more than one activity tracking device, we will record the highest points earning activity.
  • If you participate in an organised fitness event (such as a marathon), the points you earn for that event may exceed the daily cap of 100 points and will contribute towards the yearly maximum of 15,000 Points for all physical activities.
  • Your Points will be reflected on your online AIA Vitality Points Statement within 5 days after your data is synced.

Important points to remember

  • If you activate the Apple Watch benefit, you will no longer be eligible to select any of the standard $5 Active Benefit vouchers, donations or cash deposits for the next 24 months.
  • You will receive an Optus Promo Code (total value $869) for you to redeem your Apple Watch Series 7 (GPS & Cellular) with a 24-month Optus Choice Watch Plan on the Optus redemption page.
  • The loan with etika is fixed at $649, you cannot change the loan amount.
  • You must redeem your Apple Watch from Optus using your Optus Promo Code issued within the AIA Vitality app 10 days before the benefit starts tracking (tracking starts on the first Monday of the next calendar month. If loan is approved less than 10 days before the first Monday of the next month, then tracking will start on the first Monday of the following calendar month).
  • You may choose the 45mm version of the Apple Watch Series 7 (GPS & Cellular). If you do, you will need to pay the $50 upgrade fee through your Optus account. This will be visible by your second invoice.
  • You must ensure your physical activity data is regularly synced with your AIA Vitality account. We recommend syncing (by opening the AIA Vitality app to check your progress against your weekly Active Benefits target) at least twice a week. This will ensure that if you’re reaching your weekly Active Benefits targets, AIA Vitality will cover the applicable etika repayments on your behalf.
  • To cover repayments to etika, you must achieve your Active Benefits target displayed in the AIA Vitality app each week. Closing the rings on your Apple Watch is a completely separate measure of your activity levels, and is not used to determine if you’ve successfully achieved your weekly Active Benefits target.
  • If you terminate your AIA policy, all outstanding loan repayment amounts for this benefit will need to be settled in full and directly with etika. Please refer to your loan agreement for more details.
  • If you decide to cancel your Optus Watch Plan the applicable credit on the 24-month plan fees ($120) will be forfeited. The original offer has a $869 value and the loan amount of $649 incorporates a discount, as a result the watch plan fees will not be refunded if you cancel early, and you will lose your connectivity.
  • If you are approved for an Apple Watch loan and enter into a loan agreement with etika, you agree that:
    • etika will pay the loaned amount to AIA Australia and AIA Australia will provide you with an Optus Promo Code to fund your purchase of an Apple Watch on the Optus redemption page.
    • you will be solely responsible for payment of amounts that fall due under your loan agreement with etika; and
    • you will no longer be eligible to select any of the standard $5 Active Benefit vouchers and donations for the duration of the agreement.
  •  When you activate the Apple Watch benefit, you:
    • are consenting to AIA Australia exchanging your personal information with etika for the purpose of administering the AIA Vitality Apple Watch benefit (including for the purpose of making any payments due by you to etika on your behalf).
    • you must redeem your Apple Watch Series 7 through the Optus redemption page within 10 days after receiving your loan approval from etika. However, Optus & AIA Vitality recommend redeeming it as soon as the promo code has been issued, to be able to enjoy the full benefit of the offer.
    • you agree to the Terms and Conditions available in the AIA Vitality app.
  • Use of this benefit is subject to the AIA Vitality Terms and Conditions, AIA Vitality Terms of Use, Optus Watch Plan Terms and Conditions, Apple Watch Benefit Terms and Conditions and the AIA Australia Privacy Policy available at aiavitality.com.au. Benefits may be varied or withdrawn at any time.