What is AIA Vitality?

The globally renowned health & wellbeing program

Through GMHBA's products with AIA Vitality you get access to AIA Vitality - an app based personalised, scientifically backed health and wellbeing program that rewards you for being healthy.

Get rewarded

Learn about and improve your health to receive amazing rewards!

  • Shopping rewards

    Up to $650 in shopping rewards

    per membership year at Myer, Woolworths, Rebel, and Dymocks

  • Gym membership rewards

    Up to 50% Off selected gym memberships~

  • Active benefits rewards

    Up to $260 in active benefits rewards

    per membership year at iTunes, Woolworths, HOYTS, & Boost Juice

  • Flight rewards

    Up to 50% Off eligible flights

  • Endota spa rewards

    Up to 50% Off endota spa e-Gift cards

  • Fitbit and Garmin rewards

    Up to 25% Off Fitbit & Garmin devices

~50% off Virgin Active, up to 50% off Fitness First, cashback at Anytime Fitness and 40% off Step into Life.

Program Partners

Member testimonials

Hear what our members think about the AIA Vitality program

How it works

Join a GMHBA product with AIA Vitality and receive your membership. Activate your AIA Vitality membership and start earning points by completing activities to learn about and improve your health. The more activities you engage in the more points you accumulate, the higher your AIA Vitality status and the greater the rewards and discounts.

Know your health

Through a mix of simple online and in person assessments, including going to the dentist and understanding your diet, you learn about your current state of health and earn points to build your AIA Vitality status.

improve your health

Earn points for improving your health by linking your fitness device to AIA Vitality.

Access benefits that help you improve your health and earn you points with up to 50% off selected gym memberships and 25% off Fitbit and Garmin devices.

Get Rewarded with our AIA Vitality Range of Covers

Bronze Plus Package with AIA Vitality

Affordable private hospital cover, but has some exclusions. 50% back on popular services such as general dental and physio, plus provides access to AIA Vitality health and wellbeing program.
$ 29.85*
per week
Select

Silver Package with AIA Vitality

Moderate private hospital cover and 60% back on a popular range of extras including orthodontic, plus access to AIA Vitality health and wellbeing program.
$ 39.85*
per week
Select
  • Up to $650 in shopping rewards (Woolworths, Myer)
  • Up to 50% off eligible flights
  • Up to 50% off endota spa e-Gift Cards
  • Cashback on Anytime Fitness & Fitness First membership
  • Private hospital cover
  • Australia wide Emergency ambulance
  • No hospital excess for kids
  • Joint investigations & reconstructions
  • Dental (General, major & preventative)
  • 100% back on optical (up to annual limits)
  • Physiotherapy
  • Up to $650 in shopping rewards (Woolworths, Myer)
  • Up to 50% off eligible flights
  • Up to 50% off endota spa e-Gift Cards
  • Cashback on Anytime Fitness & Fitness First membership
  • Private hospital cover
  • Australia wide Emergency ambulance
  • Joint investigations & reconstructions
  • Cancer and Cardiac treatment
  • Zero excess payment for hospital day stays
  • Dental (General, major & preventative)
  • Optical

Bronze Plus Package with AIA Vitality

Affordable private hospital cover, but has some exclusions. 50% back on popular services such as general dental and physio, plus provides access to AIA Vitality health and wellbeing program.
$ 29.85*
per week
Select
  • Up to $650 in shopping rewards (Woolworths, Myer)
  • Up to 50% off eligible flights
  • Up to 50% off endota spa e-Gift Cards
  • Cashback on Anytime Fitness & Fitness First membership
  • Private hospital cover
  • Australia wide Emergency ambulance
  • No hospital excess for kids
  • Joint investigations & reconstructions
  • Dental (General, major & preventative)
  • 100% back on optical (up to annual limits)
  • Physiotherapy

Silver Package with AIA Vitality

Moderate private hospital cover and 60% back on a popular range of extras including orthodontic, plus access to AIA Vitality health and wellbeing program.
$ 39.85*
per week
Select
  • Up to $650 in shopping rewards (Woolworths, Myer)
  • Up to 50% off eligible flights
  • Up to 50% off endota spa e-Gift Cards
  • Cashback on Anytime Fitness & Fitness First membership
  • Private hospital cover
  • Australia wide Emergency ambulance
  • Joint investigations & reconstructions
  • Cancer and Cardiac treatment
  • Zero excess payment for hospital day stays
  • Dental (General, major & preventative)
  • Optical

* The price shown is per week and applies to a Single living in VIC with a $500 excess. It excludes LHC loading and includes a Base Tier Government Rebate

Bronze Essential Hospital with AIA Vitality

Entry level private hospital cover plus access to AIA Vitality health and wellbeing program.
$ 22.30*
per week
Select

Silver Core Hospital with AIA Vitality

Moderate private hospital cover plus access to AIA Vitality health and wellbeing program.
$ 27.80*
per week
Select

Silver Plus Premium Hospital with AIA Vitality

High level of affordable, private hospital cover on a wide range of services plus access to AIA Vitality health and wellbeing program.
$ 37.15*
per week
Select

Gold Ultimate Hospital with AIA Vitality

Comprehensive hospital cover, includes pregnancy, IVF and psychiatric services plus access to AIA Vitality health and wellbeing program.
$ 42.25*
per week
Select
  • Up to $650 in shopping rewards (Woolworths, Myer)
  • Up to 50% off eligible flights
  • Up to 50% off endota spa e-Gift Cards
  • Cashback on Anytime Fitness & Fitness First membership
  • Private hospital cover
  • Australia wide Emergency ambulance
  • Joint investigations & reconstructions
  • Zero excess payment for hospital day stays
  • Up to $650 in shopping rewards (Woolworths, Myer)
  • Up to 50% off eligible flights
  • Up to 50% off endota spa e-Gift Cards
  • Cashback on Anytime Fitness & Fitness First membership
  • Private hospital cover
  • Australia wide Emergency ambulance
  • Joint investigations & reconstructions
  • Cancer and Cardiac treatment
  • Zero excess payment for hospital day stays
  • Up to $650 in shopping rewards (Woolworths, Myer)
  • Up to 50% off eligible flights
  • Up to 50% off endota spa e-Gift Cards
  • Cashback on Anytime Fitness & Fitness First membership
  • Private hospital cover
  • Joint investigations & reconstructions
  • Cancer and Cardiac treatment
  • In-patient psychiatric service restricted to public hospitals (private patient)
  • Zero excess payment for hospital day stays
  • Up to $650 in shopping rewards (Woolworths, Myer)
  • Up to 50% off eligible flights
  • Up to 50% off endota spa e-Gift Cards
  • Cashback on Anytime Fitness & Fitness First membership
  • Pregnancy, IVF and birth related services
  • Gastric banding
  • In-patient psychiatric services in a private hospital
  • Joint replacement, rehabilitation services and cancer treatment
  • Zero excess payment for hospital day stays

Bronze Essential Hospital with AIA Vitality

Entry level private hospital cover plus access to AIA Vitality health and wellbeing program.
$ 22.30*
per week
Select
  • Up to $650 in shopping rewards (Woolworths, Myer)
  • Up to 50% off eligible flights
  • Up to 50% off endota spa e-Gift Cards
  • Cashback on Anytime Fitness & Fitness First membership
  • Private hospital cover
  • Australia wide Emergency ambulance
  • Joint investigations & reconstructions
  • Zero excess payment for hospital day stays

Silver Core Hospital with AIA Vitality

Moderate private hospital cover plus access to AIA Vitality health and wellbeing program.
$ 27.80*
per week
Select
  • Up to $650 in shopping rewards (Woolworths, Myer)
  • Up to 50% off eligible flights
  • Up to 50% off endota spa e-Gift Cards
  • Cashback on Anytime Fitness & Fitness First membership
  • Private hospital cover
  • Australia wide Emergency ambulance
  • Joint investigations & reconstructions
  • Cancer and Cardiac treatment
  • Zero excess payment for hospital day stays

Silver Plus Premium Hospital with AIA Vitality

High level of affordable, private hospital cover on a wide range of services plus access to AIA Vitality health and wellbeing program.
$ 37.15*
per week
Select
  • Up to $650 in shopping rewards (Woolworths, Myer)
  • Up to 50% off eligible flights
  • Up to 50% off endota spa e-Gift Cards
  • Cashback on Anytime Fitness & Fitness First membership
  • Private hospital cover
  • Joint investigations & reconstructions
  • Cancer and Cardiac treatment
  • In-patient psychiatric service restricted to public hospitals (private patient)
  • Zero excess payment for hospital day stays

Gold Ultimate Hospital with AIA Vitality

Comprehensive hospital cover, includes pregnancy, IVF and psychiatric services plus access to AIA Vitality health and wellbeing program.
$ 42.25*
per week
Select
  • Up to $650 in shopping rewards (Woolworths, Myer)
  • Up to 50% off eligible flights
  • Up to 50% off endota spa e-Gift Cards
  • Cashback on Anytime Fitness & Fitness First membership
  • Pregnancy, IVF and birth related services
  • Gastric banding
  • In-patient psychiatric services in a private hospital
  • Joint replacement, rehabilitation services and cancer treatment
  • Zero excess payment for hospital day stays

* The price shown is per week and applies to a Single living in VIC with a $500 excess. It excludes LHC loading and includes a Base Tier Government Rebate

*Products with AIA Vitality include a 5% Vitality Status Discount. Members need to reach silver status by their 12-month anniversary to retain the discount. If silver status is not reached by this time, the Vitality status discount will reduce by 2.5% each membership year to 0% in year three.

Choose extras designed for GMHBA with AIA Vitality hospital products

Essential Extras~

Includes benefits on a range of essential services including dental, optical and physiotherapy
Select

Core Extras~

Provides peace of mind with benefits offered on a range of popular services plus major dental, acupuncture and exercise physiology
Select

Premium Extras~

Higher annual limits on a comprehensive range of services plus orthodontics, speech therapy, audiology, occupational therapy for peace of mind
Select

Essential Extras~

Includes benefits on a range of essential services including dental, optical and physiotherapy
Select

Core Extras~

Provides peace of mind with benefits offered on a range of popular services plus major dental, acupuncture and exercise physiology
Select

Premium Extras~

Higher annual limits on a comprehensive range of services plus orthodontics, speech therapy, audiology, occupational therapy for peace of mind
Select

* The price shown is per week and applies to a Single living in VIC with a $500 excess. It excludes LHC loading and includes a Base Tier Government Rebate

~Essential, Core and Premium extras are not available as standalone covers and must be combined with a hospital cover from the GMHBA with AIA Vitality range.

Still have questions?

What is AIA Vitality?

AIA Vitality is a personalised, scientifically-backed health and wellness program that supports you every day to make healthier lifestyle choices. It shows you how healthy you are now, provides the tools to start improving your health right away, and offers great incentives to keep you motivated along your journey- including lifestyle rewards, and savings.

Who is eligible for AIA Vitality?

You can have 2 adults with an AIA Vitality membership under a family policy, and 1 adult with an AIA Vitality membership on a single policy.

What are AIA Vitality points and how do they relate to AIA Vitality Status?

AIA Vitality points can be accumulated by participating in various activities to know and improve your health and wellbeing. These points all contribute to your AIA Vitality status. The more activities you engages in, the more points you accumulate and the higher your AIA Vitality status.

How long do I retain my AIA Vitality status?

An AIA Vitality status is carried over to the next membership year and benefits and discounts will be based on this status. Although the status will be carried over, the points will drop to zero at the start of each AIA Vitality membership year and members will need to earn points again in order to maintain their status.

What are the statuses of AIA Vitality?

Bronze 0 to 9,999 points

Silver 10,000 to 19,999 points

Gold 20,000 to 29,999 points

Platinum 30,000 or more points

What is an AIA Vitality year?

12 months from the date of joining AIA Vitality.

Why is there a 5% discount on the AIA Vitality products?

All members who join one of our products with AIA Vitality will receive a 5% discount on their first years premiums when paying by direct debit. Members need to reach silver status by their 12-month anniversary to retain the discount. If silver status is not reached by this time, the Vitality status discount will reduce by 2.5% each membership year to 0% in year three.

Is there a way to keep my discount?

Yes, as long as one of the AIA members on the policy reaches Silver Status in their first 12 months and remain on an eligible health insurance product you will maintain your discount for another 12 months. If silver status is not reached by this time, the Vitality status discount will reduce by 2.5% each membership year to 0% in year three.

Which products provide access to AIA Vitality?

All our products with AIA Vitality provide access to the AIA Vitality program.

Can I add AIA Vitality to my existing GMHBA health insurance membership?

Currently you cannot add AIA Vitality to your existing GMHBA policy.

Is the cost of AIA Vitality included in my quote?

Yes, when you grab a quote, it includes the cost of Vitality.

How many people can access an AIA Vitality membership?

You can have 2 adults with an AIA Vitality membership under a family policy, and 1 adult with an AIA Vitality membership on a single policy.

How old do you have to be to access AIA Vitality?

You must be 18+ to access the AIA Vitality program.

Can I join AIA Vitality through GMHBA without having health insurance?

You will need to join GMHBA Health Insurance on an eligible product to access the AIA Vitality program.

Can I cancel my AIA Vitality membership and still be a GMHBA Health Insurance member?

Yes you can cancel your AIA Vitality membership, however as we have designed the AIA Vitality products to integrate with the AIA Vitality program so you may find one of our other health insurance products more suitable to your needs.

What happens if I suspend my health insurance?

Access to your AIA Vitality membership will continue to be available for up to 6 months during a suspension. This includes the ability to earn points, status and be eligible for rewards. Post 6 months, the membership will be terminated. Overseas suspensions for health insurance policies can last for up to 3 years, however the AIA Vitality membership will be terminated after 6 months.

Being healthy is hard when you go it alone.

At GMHBA we take a far more collaborative approach to health with our members. We know that together we are stronger. And together we are healthier.

We are always looking at ways to help improve our members health and that is why we have partnered with AIA Vitality, to bring our members the science backed program designed to improve your health and wellbeing whilst being rewarded along your health journey.

You + GMHBA = Healthier Together.