Combined cover is having both hospital and extras health insurance. Many people choose to get combined hospital and extras cover.
Hospital cover provides benefits towards hospital and medical bills while you're an inpatient in a registered hospital. See What is hospital cover? for more information.
Extras cover can provide benefits for services like dental, optical (glasses and contact lenses), naturopathy, physiotherapy, podiatry, chiropractic and ambulance. Which service is covered and to what extent depends on the level of cover you choose. See What is extras cover? for more information.
With combined cover you can choose whether you want to:
- take out one of GMHBA's specially designed combined packages, or
- create your own combined cover by mixing and matching a standalone hospital and extras cover to create one that is right for you.
Simply make your choice when you get a quote or join.