Silver Young Singles Package

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Silver Young Singles Package

Silver Young Singles Package from our specially designed combined packages offers you private hospital and essential extras cover for peace of mind. It's a great package if you are an active young single who wants extensive hospital cover, but not the top. Exclusions exist for some hospital procedures you may not need to reduce the premium.

Exclusions and limits

To reduce the premium, Silver Young Singles Package excludes the following services:

  • Obstetrics
  • Joint replacement
  • Cosmetic surgery
  • IVF and related services
  • Cataract surgery and corneal transplants

The basic default level of benefits (which means you will have significant out of pocket expenses) applies for Psychiatric Care and Rehabilitation Treatment.

What's covered?

For services not listed under 'Exclusions and Limits' the Silver Young Singles Package provides cover1 at participating private hospitals for:

  • Private hospital accommodation2 in a shared or single room3 (where available)
  • Medical gap
  • Theatre
  • Intensive and coronary care
  • Same day treatment
  • Surgically implanted prostheses (Government prescribed benefits)
  • Other agreed charges

Public hospitals

You'll be covered1 for hospital accommodation costs when you are admitted to a single or shared room (subject to bed availability) as a private patient in a public hospital.

Excess options

By taking the Silver Young Singles Package, you agree to pay an excess. The excess reduces your premium and you won't pay the excess unless you are admitted to hospital.

Admission type Excess
Admission excess (private hospital - overnight) $250
Admission excess (public hospital or day stay) $125
Maximum annual excess $250

To find out more about excess payments see the Excess section in Important Information.

Our Silver Young Singles package cover is more affordable because you agree to pay a part of the cost for each hospital stay – up to $250 in a calendar year.

Waiting periods and pre-existing conditions

Waiting periods and rules around pre-existing conditions apply to all GMHBA's Hospital covers. Please read the Waiting Periods page for a general overview. For more detailed information you should read the Waiting Periods and Pre-existing Conditions section of Important Information in the GMHBA Member Guide.

Extras

The Silver Young Singles Package provides benefits for the services listed on the Compare Package Covers page. Please read the comparison tables on that page in conjunction with the rest of the GMHBA Member Guide before making your decision about which cover is right for you.

Dental benefit limitation

For new memberships (no previous extras cover) or where 12 months continuous dental cover has not been in existence, all dental benefits will be limited to $200 per person/single membership and $400 per family membership during the first 12 months of membership with GMHBA.

Compare all GMHBA's combined packages

The Compare Package Covers page lists GMHBA's combined package covers. The page provides a quick overview of what is included in each package.

1 Limited benefits may apply to cosmetic surgery and high cost drugs. Drugs purchased outside of the hospital are not included.

2 Fixed benefits are payable in non participating private hospitals. For more information please refer to the section in Important Information about non-participating private hospitals.

3Please note some private hospitals only have single rooms and co-payments will apply in private room accommodation of $100 per day, capped at 7 days per admission.