Bronze Young Singles Package from our specially designed combined packages offers you cover as a private patient in a public hospital and extras for the things you need the most.
It's an ideal package if you want basic hospital cover, excluding some procedures you may not need, and extras cover most frequently used including dental, optical, chiropractic, physiotherapy and ambulance.
Exclusions and limits
To reduce the premium, Bronze Young Singles Package excludes the following services:
- Cataract surgery and corneal transplants
- Gastric banding
- Joint replacement
- Haemodialysis
- Obstetrics
- IVF and related services
Public hospitals
For services not listed under 'Exclusions' your Bronze Young Singles Package provides cover1 for accommodation costs when you're admitted to a shared room in a recognised public hospital (subject to bed availability). This cover is not recommended for members who would like to be covered in a private hospital.
Private hospitals
Fixed benefits apply for services and accommodation in a private hospital and will result in significant out of pocket expenses. Please call 1300 4 GMHBA (46422) for further details.
Note: No benefits are payable for services listed under 'Exclusions' or additional hospital costs such as theatre fees when admitted to a private hospital.
Additional benefits
In both public and private hospitals, your Bronze Young Singles Package includes benefits for:
- Medical gap
- Surgically implanted prostheses – Government prescribed benefits
- Nursing home type patients – Government prescribed benefits are available towards non-acute hospital care
Excess options
By taking the Bronze Young Singles Package, you agree to pay an excess. The excess is payable once a calendar year and reduces your premium and you won’t pay the excess unless you are admitted to hospital. The maximum annual excess will be $500 per calendar year. To find out more about excess payments see the Excess section in Important Information.
Waiting periods and pre-existing conditions
Waiting periods and rules around pre-existing conditions apply to all GMHBA's Hospital covers. Please read the Waiting Periods page for a general overview. For more detailed information you should read the Waiting Periods and Pre-existing Conditions section of Important Information in the GMHBA Member Guide.
Extras
The Bronze Young Singles Package provides benefits for the services listed on the Compare Package Covers page. Please read the comparison tables on that page in conjunction with the rest of the GMHBA Member Guide before making your decision about which cover is right for you.
Dental benefit limitation
For new memberships (no previous extras cover) or where 12 months continuous dental cover has not been in existence, all dental benefits will be limited to $200 per person/single membership and $400 per family membership during the first 12 months of membership with GMHBA.
Compare all GMHBA's combined packages
The Compare Package Covers page lists GMHBA's combined package covers. The page provides a quick overview of what is included in each package.