Single parent families can select any level of family cover – or can save with our special Silver Single Parent Hospital cover from our Everyday range.
Silver Hospital Single Parents cover has a reduced premium by including an excess and excludes services you may not need, like obstetrics and IVF related services.
Exclusions
To reduce the premium, Silver Hospital Single Parents excludes the following services:
- Obstetrics
- IVF and related services
What's covered?
Silver Hospital Single Parents provides cover1 at participating private hospitals for:
- Private hospital accommodation2 in a shared or single room (where available)
- Medical gap
- Theatre
- Intensive and coronary care
- Same day treatment
- Surgically implanted prostheses (Government prescribed benefits)
- Other agreed charges
Public hospitals
For services not listed under 'exclusions' you'll be covered1 for hospital accommodation costs when you are admitted to a single or shared room (subject to bed availability) as a private patient in a public hospital.
Excess options
By taking up Silver Hospital Single Parents cover, you agree to pay an excess. The excess reduces your premium and you won't pay the excess unless you are admitted to hospital.
| Admission type |
Excess |
| Admission excess (private hospital - overnight) |
$100 |
| Admission excess (public hospital or day stay) |
$50 |
| Maximum annual excess - per person |
$100 |
| Maximum annual excess |
$200 |
To find out more about excess payments see the Excess section in Important Information.
No excess applies for child dependants under 21 on Silver Hospital Single Parents cover.
Waiting periods and pre-existing conditions
Waiting periods and rules around pre-existing conditions apply to all GMHBA's Hospital covers. Please read the Waiting Periods page for a general overview. For more detailed information you should read the Waiting Periods and Pre-existing Conditions section of Important Information in the GMHBA Member Guide.