Bronze Hospital from our Everyday range gives you cost effective cover for treatment as a private patient in a public hospital. A suitable option if you want to avoid the Medicare Levy surcharge or lock in your Lifetime Health Cover certified age of entry.
Exclusions
To reduce the premium, Bronze Hospital excludes the following services:
- Haemodialysis
- Gastric Banding
What's covered?
Public hospitals
Bronze Hospital cover provides cover1 for accommodation costs when you're admitted to a shared room in a recognised public hospital less your excess if applicable (subject to bed availability).
Private hospitals
Fixed benefits are payable for accommodation in private hospitals. The benefit depends on the type of treatment, accommodation or surgery received and length of the hospital stay. Additional private hospital costs such as theatre and delivery suite charges are not covered by Bronze Hospital cover.
Please note: Benefits for a single room in a public hospital or treatment in a private hospital when using Bronze Hospital cover will result in significant out-of-pocket expenses. For further information on private patient benefits on Bronze Hospital cover, please call us on
1300 4 GMHBA (46422) or visit a branch.
Additional benefits
In both public and private hospitals, our Bronze Hospital cover includes benefits for:
- Medical gap
- Surgically implanted prostheses (Government prescribed benefits)
- Nursing home type patients - Government prescribed benefits are available towards non-acute hospital care.
Excess options
You can reduce your premium by selecting an excess which is payable once every calendar year. Choose from one of the following excess options:
| Excess options table |
Level 0 excess |
Level 1 excess |
Level 2 excess |
| Maximum annual excess - per person |
nil |
$250 |
$500 |
| Maximum annual excess - singles |
nil |
$250 |
$500 |
| Maximum annual excess - families |
nil |
$500 |
$1,000 |
To find out more about excess payments see the Excess section in Important Information.
An excess applies for child dependants on Bronze Hospital cover.
Waiting periods and pre-existing conditions
Waiting periods and rules around pre-existing conditions apply to all GMHBA's Hospital covers. Please read the Waiting Periods page for a general overview. For more detailed information you should read the Waiting Periods and Pre-existing Conditions section of Important Information of the GMHBA Member Guide.