Single parent families can select any level of family cover – or
can save with our special single parentshospital cover. Importantly,
GMHBA’s Silver Hospital Single Parents cover gives you
participating private hospital cover and your choice of doctor. OurSilver Hospital Single Parents cover reduces your premiums by excluding
obstetrics and IVF related services.
Exclusions
To make Silver Hospital Single Parents cover more affordable, no
benefits are payable for obstetrics and IVF and related services. Other
than these benefit exclusions, GMHBA’s Silver Hospital Single
Parents cover provides all the benefits of Gold Hospital cover.
Excess
No excess applies for child dependants under 21 on Silver Hospital Single Parents cover (SHSP). When you join Silver Hospital Single
Parents cover you agree to pay a part of the cost for each hospital
stay up to a maximum annual excess in
return for reduced premiums. Once you’ve paid the excess for a
hospital stay, you’ll receive all the benefits of Silver Hospital
Single Parents cover. If you pay the maximum annual excess in a
calendar year there are no more excesses to pay
for the remainder of that year regardless of how many times you may be hospitalised.
Admisson Type
Excess
Admission excess
(private hospital – overnight)
$100
Admission excess
(public hospital or day stay)
$50
Maximum annual excess
$200
What’s covered?
For services not listed under ‘exclusions’ Silver Hospital
Single Parents cover* provides cover at participating private hospitals
for:
Accommodation - shared and private room (where available)
For services not listed under ‘exclusions’ you’ll
also be covered* for hospital accommodation costs when you are admitted
to a private or shared room (subject to bed availability) as a private
patient in a recognised public hospital.
Other private hospitals
Fixed benefits are payable in non participating private hospitals. See Important
Information, visit a branch or call 1300 4 GMHBA (46422) for more
details.
Broader Health Cover
You’ll also be covered for the provision of fund approved
hospital substitution and chronic disease management services. For
further information call us on 1300 4 GMHBA (46422) or visit a branch.
Waiting periods
Please explore the links below for information regarding waiting periods and pre-existing ailments.
* Limited benefits may apply to cosmetic surgery and high cost drugs. Drugs purchased outside of the hospital are not included.
Silver Hospital Young Couples (SHYC)
GMHBA’s Silver Hospital Young Couples cover gives you and your
partner great private hospital cover... and your choice of doctor.
Exclusions
To make Silver Hospital Young Couples cover more affordable, no
benefits are payable for obstetrics, joint replacement, cosmetic
surgery, IVF and related services and cataract surgery.
Other than these benefit exclusions, GMHBA’s Silver Hospital
Young Couples cover provides all the benefits of Gold Hospital cover.
Excess
When you join GMHBA’s Silver Hospital Young Couples cover you
agree to pay a part of the cost for each hospital stay up to a maximum
annual excess in return for reduced premiums. Once you’ve paid
the excess for a hospital stay, you’ll receive all the benefits
of Silver Hospital Young Couples cover. If you pay the maximum annual
excess in a calendar year there are no more excesses to pay for the
remainder of that year regardless of how many times you may be
hospitalised.
Admisson Type
Excess
Admission excess
(private hospital – overnight)
$100
Admission excess
(public hospital or day stay)
$50
Maximum annual excess
$200
What’s covered?
For services not listed under ‘exclusions’ Silver Hospital
Young Couples provides cover* at participating private hospitals for:
Accommodation - shared and private room (where available)
For services not listed under ‘exclusions’ you’ll
also be covered* for hospital accommodation costs when you are admitted
to a private or shared room (subject to bed availability) as a private
patient in a recognised public hospital.
Other private hospitals
Fixed benefits are payable in non participating private hospitals. See Important
Information, visit a branch or call 1300 4 GMHBA (46422) for more
details.
Broader Health Cover
You’ll also be covered for the provision of fund approved
hospital substitution and chronic disease management services. For
further information call us on 1300 4 GMHBA (46422) or visit a branch.
Waiting periods
Please explore the links below for information regarding waiting periods and pre-existing ailments.
* Limited benefits may apply to high cost drugs.Drugs purchased outside of the hospital are not included.
Silver Hospital Young Single (SHYS)
Created specifically for active, healthy singles, Silver Hospital Young
Singles provides cover for a range of essential hospital services and
allows you to choose your doctor.
Exclusions and limits
To make our Silver Hospital Young Singles cover more affordable, no
benefits are payable for obstetrics, joint replacement, cataract
surgery, cosmetic surgery and IVF and related services. Benefits for
psychiatric and rehabilitation services are payable at the basic
(default) level of benefits, which means you’ll have significant
out-of-pocket costs.
Excess
Our Silver Hospital Young Singles cover is more affordable because you
agree to pay a part of the cost for each hospital stay - up to
$250 in a calendar year. The amount you’ll be required to pay as
your excess is:
Admission Type
Excess
Admission excess
(private hospital – overnight)
$250
Admission excess
(public hospital or day stay)
$125
Maximum annual excess
$250
If
you pay the maximum annual excess ($250) in a calendar year, there are
no more excesses to pay for the remainder of that year regardless of
how many times you may be hospitalised. If you do not have any
admissions to hospital you’ll not pay any excess.
What’s covered?
For services not listed under ‘exclusions and limits’ Silver Hospital Young Singles provides cover* at participating private
hospitals for:
Accommodation - shared and private room (where available)
Please note some private hospitals only have private rooms and
co-payments will apply in private room accommodation of $100 per day,
capped at 7 days per admission.
Public hospitals
For services not listed under ‘exclusions and limits’ you
are covered* for hospital accommodation costs when you are admitted to
a private or shared room (subject to bed availability) as a private
patient in a recognised public hospital (less your excess).
Other private hospitals
Fixed benefits are payable in non participating private hospitals. See Important
Information, visit a branch or call 1300 4 GMHBA (46422) for more
details.
Broader Health Cover
You’ll also be covered for the provision of fund approved
hospital substitution and chronic disease management services. For
further information call us on 1300 4 GMHBA (46422) or visit a branch.
Waiting periods
Please explore the links below for information regarding waiting periods and pre-existing ailments.
*Limited benefits may apply to high cost drugs. Drugs purchased outside of the hospital are not included.
Silver Hospital Young Single Start Package (SHYSZe)
Bundle your Silver Hospital Young Singles cover (SHYS) to include Young
Singles Start Extras cover (Ze) to become the Silver Hospital Young
Singles Start package (SHYSZe). You’ll not only be covered for
essential hospital services, you’ll also be covered for a range
of extras services. See Extras cover for benefits available under Young
Singles Start Extras (Ze).
Simply click the downloads link to download brochures with all the
up-to-date information on the benefits, exclusions and limitations of
all our covers!
Join GMHBA health insurance before
the end of this month and you won’t have to serve the
normal 2 month health insurance waiting periods for general dental,
physio, occupational therapy, pharmacy or any level of hospital cover
excluding psychiatric, rehabilitation or palliative care.
GMHBA
Limited Chairman Michael Dowling announced at their Annual General
Meeting on Tuesday that the fund achieved a positive operating result
for 2006/07 of $16.171 million.
