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Young singles hospital & extras health insurance covers

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Young Singles Start hospital & extras package

Created specifically for active, healthy singles, our Young Singles Start package combines cover for a broad range of essential hospital services. You’ll also be covered for a range of extras and can pocket the savings along the way.

Excess
Our Young Singles Start package is more affordable because you agree to pay a part of the cost for each hospital stay - up to $250 in a calendar year. The amount you’ll be required to pay as your excess is:

Admission excess (private hospital shared accommodation - overnight) $250
Admission excess (public hospital and private hospital day stay) $125
Maximum annual excess $250

If you pay the maximum annual excess ($250) in a calendar year, there are no more excesses to pay for the remainder of that year regardless of how many times you may be hospitalised. If you do not have any admissions to hospital you’ll not pay any excess.

What’s covered?

Participating private hospitals

For services not listed below under ‘exclusions and limits’ you are covered for shared room accommodation in a participating private hospital, as well as for theatre, coronary and intensive care charges (less your excess). Please note: Some private hospitals only have private rooms and co-payments will apply in private room accommodation of $100 per day, capped at 7 days per admission.

Public hospitals

For services not listed below under ‘exclusions and limits’ you are covered for shared and private room accommodation (subject to bed availability) when you are admitted as a private patient in a recognised public hospital (less your excess).

Exclusions and limits
To make our Young Singles Start package more affordable, no benefits are payable for obstetrics, joint replacement, cataract surgery, cosmetic surgery and IVF and related services. Benefits for psychiatric and rehabilitation services are payable at the basic (default) level of benefits, which means you’ll have significant out-of-pocket costs.

Limited benefits may apply to high cost drugs. Drugs purchased outside of the hospital are not included. Fixed benefits are payable in non participating private hospitals. Call 1300 4 GMHBA (46422) for more details.

Extras

GMHBA’s Young Singles Start package also includes a range of services including: General and Major Dental, Optical, Acupuncture, Chiropractic, Naturopathy, Osteopathy, Homeopathy, Hydrotherapy, Physiotherapy and Myotherapy.

Connect Rewards
After 12 months of membership you’ll also be eligible for GMHBA’s exclusive Connect Rewards program. Click on the link below for details.

Simply click the downloads link to download brochures with all the up-to-date information on the benefits, exclusions and limitations of all our covers!

Click for more information:
Get a health insurance quote
Extras Benefits
Waiting Period for hospital & extras covers
Important Information
Medical Gap Cover
Connect Rewards
Search the participating hospital list

 

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Join GMHBA health insurance before the end of this month and you won’t have to serve the normal 2 month health insurance waiting periods for general dental, physio, occupational therapy, pharmacy or any level of hospital cover excluding psychiatric, rehabilitation or palliative care.

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