Silver Single Parents Hospital

Single parent families can select any level of family cover – or can save with our special Silver Hospital Single Parent’s cover. Silver Hospital Single Parents gives you a moderate level of cover for common treatments in a Private Hospital excluding a select range of treatments and services to help reduce the premium.

Exclusions

To reduce the premium, Silver Hospital Single Parents excludes the following services:

  • Obstetrics
  • IVF and related services
  • Haemodialysis
  • Gastric banding and all obesity surgeries
  • Dental implants

What's covered in a participating private hospital?

For services not listed under 'exclusions' Silver Hospital Single Parents provides cover1 at participating private hospitals for:

  • Private hospital accommodation2 in a shared room
  • Partial cover in a single room (a co-payment of $100 per day, capped at 7 days per admission applies)3
  • Medical gap
  • Theatre
  • Intensive and coronary care
  • Same day treatment
  • Surgically implanted prostheses (Government prescribed benefits)
  • Other agreed charges

What's covered in a public hospital?

For services not listed under 'exclusions' Silver Hospital Single Parents cover provides cover1 as a private patient in a public hospital for accommodation2 in a shared room or partial cover in a single room (co-payments of $100 per day apply for single rooms, capped at 7 days per admission).

Excess options

By taking up Silver Hospital Single Parents cover, you agree to pay an excess. The excess reduces your premium and you won't pay the excess unless you are admitted to hospital.

Admission type Excess
Admission excess (private hospital - overnight) $100
Admission excess (public hospital or day stay) $50
Maximum annual excess - per person $100
Maximum annual excess $200

To find out more about excess payments see the Excess section in Important Information.

No excess applies for child dependants under 21 on Silver Hospital Single Parents cover.

Benefit limitation periods

A 24 month benefit limitation period applies to the following services:

  • Psychiatric

More information on benefit limitation can be found within the Important Information section of the GMHBA Member Guide.

Waiting periods and pre-existing conditions

Waiting periods and rules around pre-existing conditions apply to all GMHBA's Hospital covers. Please read the Waiting Periods page for a general overview. For more detailed information you should read the Waiting Periods and Pre-existing Conditions section of Important Information in the GMHBA Member Guide.

  1. Limited benefits may apply to cosmetic surgery and high cost drugs. Drugs purchased outside of the hospital are not included.
  2. Fixed benefits are payable in non participating private hospitals. For more information please refer to the section of Important Information about non-participating private hospitals.
  3. Please note some Private Hospitals only have single rooms and co-payments will apply