This cover may suit you if:
- You need both hospital and extra cover
- You don’t want to pay for services you’re unlikely to need
- You want the option of a private room, but are happy to pay a co-payment to keep your premium down
- You want cover in a private hospital
Be covered for most common treatment types in a private hospital, with some exclusions to help keep your premiums down. Co-payments also help reduce the price, whilst still giving you the option to be treated in a single room^ if you prefer. GMHBA’s mid cover range gives you top cover for most treatments, without the expense that comes with top level hospital cover.
Perfect for those who want extras cover, but don’t require higher annual limits. Be covered for the services you’ll use, but don’t pay extra for the larger refunds and annual limits that come with top cover. GMHBA’s Mid cover range includes great everyday extras to suit most lifestyles.
Single Room Option
We understand that sometimes you want the privacy of a single room, but don't want to be paying for something you may not use. Because of this we offer a number of hospital covers that offer partial cover for single rooms. A co-payment of $100 per night applies, up to $700 per admission if you elect to be treated in a single room. If you elect to stay in a shared room, no co-payment applies. Please note, some private hospitals only have single rooms, and co-payments will apply.
|Hospital cover component
|Private hospital accommodation*
||Cataract & corneal transplants
|Same day treatment
||Gastric banding & all obesity surgeries
|Medical gap cover
||Obstetrics, delivery suite, IVF & related services
|Intensive and coronary care
|Psychiatric - Restricted cover
|Rehabilitation - Restricted cover
|Surgically Implanted prostheses (Government Prostheses list group benefit)2
|Extras cover component
|Dental (General and Major)
Compare Packaged covers
Compare this cover with the rest of GMHBA's Packaged covers to find one that's right for you.
Connect Rewards Plus
Take out combined hospital and extras cover, excluding Fit Packages, to enjoy the extra benefits of GMHBA’s member loyalty program, Connect Rewards Plus.
The program allows members to accumulate Connect Reward dollars year on year.
The amount of dollars you receive depends on how long you have been a GMHBA member and your level of hospital cover. So the longer you have been with us the more rewards dollars you will receive.
You can then use your Connect Reward dollars to claim on on services not covered, or to reduce, or eliminate out of pocket expenses.
For more information, see the Connect Rewards Plus page