This cover may suit you if:
- You need both hospital and extra cover
- You want obstetrics cover, but don't want to pay for other services you're unlikely to need
- You want the option of a private room, but are happy to pay a co-payment to keep your premium down
- You want cover in a private hospital
Top Hospital
Be covered for a wide range of treatment types, including obstetrics and fertility services (waiting periods and benefit limitation periods still apply). Co-payments also help reduce the price, whilst still giving you the option to be treated in a single room^ if you prefer. Have the peace of mind that you're covered by one of GMHBA's best hospital covers.
Mid Extras
Perfect for those who want extras cover, but don’t require higher annual limits. Be covered for the services you’ll use, but don’t pay extra for the larger refunds and annual limits that come with top cover. GMHBA’s Mid cover range includes great everyday extras to suit most lifestyles.
Great Value
At GMHBA we believe that great value means getting the most back for your money, whilst not paying for extra services and options that you don't expect to use. We've developed our covers to suit many common lifestages, so that singles, couples, families and single parents can all find great value health insurance.
What's covered
| Hospital cover component |
| Private hospital accommodation in a shared room* |
Cataract & corneal transplants |
| Partial cover in a single room^ |
Dental implants |
| Theatre |
Joint replacement |
| Same day treatment |
Gastric banding & all obesity surgeries |
| Accidents |
Haemodialysis |
| Medical gap cover |
|
| Intensive and coronary care |
|
| Psychiatric3 |
|
| Rehabilitation |
|
| Obstetrics, delivery suite, IVF & related services |
|
| Joint reconstruction |
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| Surgically implanted prostheses (Government Prostheses List group benefits)2 |
|
| Extras component |
| Acupuncture |
Naturopathy |
| Audiology |
Nebuliser pump |
| Blood glucose monitor |
Occupational therapy |
| Chiropractic |
Optical |
| Dental (General and Major) |
Orthopaedic appliances (GMHBA approved) |
| Dietetics |
Osteopathy |
| Extremity pump |
Pharmacy - Private script |
| Eye therapy |
Physiotherapy |
| Dietary fluoride supplement |
Podiatry - Consultation |
| Foot orthotics |
Podiatry - Surgical procedures |
| Pressure garments (GMHBA approved) |
Prostheses (GMHBA approved non-surgical) |
| Hearing aids |
Psychology |
| Home nursing - Visiting/Bush/Private Nursing Service |
Sleep apnoea monitor |
| Homeopathy |
Speech therapy |
| Hydrotherapy |
Tens monitor |
| Myotherapy |
Compare Packaged covers
Compare this cover with the rest of GMHBA's Packaged covers to find one that's right for you.
Connect Rewards Plus
Take out combined hospital and extras cover, excluding Fit Packages, to enjoy the extra benefits of GMHBA’s member loyalty program, Connect Rewards Plus.
The program allows members to accumulate Connect Reward dollars year on year.
The amount of dollars you receive depends on how long you have been a GMHBA member and your level of hospital cover. So the longer you have been with us the more rewards dollars you will receive.
You can then use your Connect Reward dollars to claim on on services not covered, or to reduce, or eliminate out of pocket expenses.
For more information, see the Connect Rewards Plus page