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Silver Single Parents Hospital

Our Single Parents Hospital includes coverage1 for most common treatments and services, whilst excluding procedures which are unlikely to be used to keep premiums affordable. A low fixed excess and dependant excess waiver make this an ideal level of cover for many single parents.

Mid Cover

Dependant Excess Waiver

Single Room Option

Silver Single Parents Hospital cover starts at

$44.55 per week

for a single in VIC with $100 excess. This price assumes a 30% Federal Government Rebate and no LHC loading.

This cover may suit you if:

  • You’re a single parent
  • You don’t want to pay for services you’re unlikely to need
  • You want the option of a single room, but are happy to pay a co-payment to keep your premium down
  • You want cover in a private hospital

Mid cover

Be covered for most common treatment types in a private hospital, with some exclusions to help keep your premiums down. Co-payments also help reduce the price, whilst still giving you the option to be treated in a single room^ if you prefer. GMHBA’s mid cover range gives you top cover for most treatments, without the expense that comes with top level hospital cover.

Dependant Excess Waiver

Whilst you have the option of choosing an excess to help keep your premium down, this excess only applies to adult hospital admissions. No excess applies for child dependants under 21 on GMHBA's Silver Single Parents Hospital cover.

Single Room Option

We understand that sometimes you want the privacy of a single room, but don't want to be paying for something you may not use. Because of this we offer a number of hospital covers that offer partial cover for single rooms. A co-payment of $100 per night applies, up to $700 per admission if you elect to be treated in a single room. If you elect to stay in a shared room, no co-payment applies. Please note, some private hospitals only have single rooms, and co-payments will apply.

What's covered

Hospital cover
Private hospital accommodation in a shared room* Obstetrics, delivery suite, IVF & related services
Partial cover for a single room^ Gastric banding & all obesity surgeries
Theatre Haemodialysis
Same day treatment Dental implants
Accidents
Medical gap cover
Intensive and coronary care
Psychiatric3
Rehabilitation
Joint reconstruction
Joint replacement
Cataract & corneal transplants
Surgically Implanted Prostheses (Government Prostheses List group benefits)2

Compare Hospital covers

Compare this cover with the rest of GMHBA's Hospital covers to find one that's right for you.

Specialised Cover

We’ve tailored a cover to specifically suit singles parents. Get cover for the services you’re most likely to need, without paying for treatment types that you’re unlikely to use. Feel secure in the comfort that you have hospital cover designed for people in your situation.

Connect Rewards Plus

Take out combined hospital and extras cover, excluding Fit Packages, to enjoy the extra benefits of GMHBA’s member loyalty program, Connect Rewards Plus.

The program allows members to accumulate Connect Reward dollars year on year.

The amount of dollars you receive depends on how long you have been a GMHBA member and your level of hospital cover. So the longer you have been with us the more rewards dollars you will receive.

You can then use your Connect Reward dollars to claim on on services not covered, or to reduce, or eliminate out of pocket expenses.

For more information, see the Connect Rewards Plus page

Excess options

The Silver Hospital Single Parents cover is only available with a calendar year excess. This excess reduces your premium and you will not pay the calendar year excess unless you are admitted to hospital.

Admission type Excess
Admission excess (private hospital - overnight) $100
Admission excess (public hospital or day stay) $50
Maximum annual excess - per person $100
Maximum annual excess $200

To find out more about excess payments see the Excess page.

No excess applies for child dependants under 21 on Silver Hospital Single Parents cover.

Benefit limitation periods

A 24 month benefit limitation period applies to the following services:

  • Psychiatric

More information on benefit limitation can be found on our waiting periods page. For further information, please refer to the Important Information section of the GMHBA Member Guide.

Waiting periods and pre-existing conditions

Waiting periods and rules around pre-existing conditions apply to all GMHBA's Hospital covers. Please read the Waiting Periods page for a general overview. For more detailed information you should read the Waiting Periods and Pre-existing Conditions section of Important Information in the GMHBA Member Guide.

  1. Limited benefits may apply to cosmetic surgery and high cost drugs. Drugs purchased outside of the hospital are not included
  2. Benefits are no higher than the No Gap Government prescribed benefit
  3. A benefit limitation period of 24 months applies, see the Waiting periods page for more information
  4. *Other private hospitals
    Fixed benefits are payable in non-participating private hospitals

    ^Partial coverage, co-payments apply. Please note: Some Private Hospitals only have single rooms and co-payments will apply.