Silver Hospital

Silver Hospital covers¹ you for most common treatments and services, whilst excluding some procedures to keep premiums affordable. Don’t pay for treatments you aren’t likely to need, whilst feeling assured that your family has excellent cover for common treatments.

Mid Cover

Single Room Option

Great Value

Silver Hospital cover starts at

$16.50 per week

for a single in VIC with $500 excess. This price assumes a 30% Federal Government Rebate and no LHC loading.

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Mid cover

Be covered for most common treatment types in a private hospital, with some exclusions to help keep your premiums down. Co-payments also help reduce the price, whilst still giving you the option to be treated in a single room^{^} if you prefer. GMHBA’s mid cover range gives you top cover for most treatments, without the expense that comes with top level hospital cover.

Single Room Option

We understand that sometimes you want the privacy of a single room, but don't want to be paying for something you may not use. Because of this we offer a number of hospital covers that offer partial cover for single rooms. A co-payment of $100 per night applies, up to $700 per admission if you elect to be treated in a single room. If you elect to stay in a shared room, no co-payment applies. Please note, some private hospitals only have single rooms, and co-payments will apply.

Great value

At GMHBA we believe that great value means getting the most back for your money, whilst not paying for extra services and options that you don't expect to use. We've developed our covers to suit many common lifestages, so that singles, couples, families and single parents can all find great value health insurance.

What's covered

Compare Hospital covers

Compare this cover with the rest of GMHBA's Hospital covers to find one that's right for you.

Connect Rewards Plus

Take out combined hospital and extras cover, excluding Fit Packages, to enjoy the extra benefits of GMHBA’s member loyalty program, Connect Rewards Plus.

The program allows members to accumulate Connect Reward dollars year on year.

The amount of dollars you receive depends on how long you have been a GMHBA member and your level of hospital cover. So the longer you have been with us the more rewards dollars you will receive.

You can then use your Connect Reward dollars to claim on on services not covered, or to reduce, or eliminate out of pocket expenses.

For more information, see the Connect Rewards Plus page

Excess options

You can reduce your premium by selecting one of the following calendar year excess options:

To find out more about excess payments see the Excess page.

Unlike Platinum, Gold, Silver Hospital Single Parents covers; an excess applies for child dependants on all Silver Hospital covers.

Benefit limitation periods

A 24 month benefit limitation period applies to the following service:

• Psychiatric

More information on benefit limitation can be found on our waiting periods page. For further information, please refer to the Important Information section of the GMHBA Member Guide.

Waiting periods and pre-existing conditions

Waiting periods and rules around pre-existing conditions apply to all GMHBA's Hospital covers. Please read the Waiting Periods page for a general overview. For more detailed information you should read the Waiting Periods and Pre-existing Conditions section of Important Information in the GMHBA Member Guide.