This cover may suit you if:
- You're planning a baby
- You want increased gap cover
- You want the highest level of cover for you and your family
- You want the privacy of a single room guaranteed2
- You have specific medical requirement that’s commonly excluded
Be covered for a full range of treatment types, including obstetrics and fertility services, obesity surgeries, haemodialysis, and other services frequently excluded on lower levels of cover (waiting periods and benefit limitation periods still apply). Have the privacy of a single room where available, and the peace of mind that you're covered by one of GMHBA's best hospital covers.
Best Doctors program
Best Doctors allows GMHBA Platinum Hospital members to access 50,000 leading medical specialists from around the world. If you or someone on your membership has a health condition and wants a second opinion, Best Doctors can connect you with a leading specialist to review your case. Read more about Best Doctors, and see real life examples of how this program has benefited users of the program.
Increased Gap cover
All GMHBA hospital covers offer medical gap cover, to help pay for any medical out of pocket expenses. GMHBA's Platinum Hospital cover provides medical gap cover regardless of whether your doctor participates with GMHBA's gap cover scheme. In addition to this, in most cases, the gap cover amount will be in excess of 20% of the MBS fee for each service, as paid under our Gold, Silver and Bronze Hospital covers. The additional medical gap benefit under the Platinum Hospital cover will vary by eligible service. Please contact GMHBA prior to treatment to determine your additional medical gap cover benefit.
Single Room Guarantee
We understand that sometimes you want the privacy of a single room, and on GMHBA's Platinum cover we guarantee that privacy. In fact, if for any reason there are no private rooms available when you request one, we will pay you $50 per day (up to a maximum of $150 for 3 days). This is only available for overnight accommodation in a Private Hospital. Day stays are ineligible for this payment.
|Platinum Hospital cover
|Private hospital accommodation*
||Obstetrics, delivery suite, IVF & related services
|Single room guarantee2
||Cataract & corneal transplants
|Same day treatment
||Gastric banding & all obesity surgeries
|Increased medical gap cover
||Surgically implanted prostheses (Government Prostheses List group benefits)3
|Intensive and coronary care
Compare Hospital covers
Compare this cover with the rest of GMHBA's Hospital covers to find one that's right for you.
Connect Rewards Plus
Take out combined hospital and extras cover, excluding Fit Packages, to enjoy the extra benefits of GMHBA’s member loyalty program, Connect Rewards Plus.
The program allows members to accumulate Connect Reward dollars year on year.
The amount of dollars you receive depends on how long you have been a GMHBA member and your level of hospital cover. So the longer you have been with us the more rewards dollars you will receive.
You can then use your Connect Reward dollars to claim on on services not covered, or to reduce, or eliminate out of pocket expenses.
For more information, see the Connect Rewards Plus page