Platinum Hospital Cover

GMHBA's highest level of Hospital cover. Platinum hospital gives you comprehensive cover¹ for total peace of mind knowing that you have a single room guarantee², increased medical gap coverage, and have access to the world's leading medical experts via the Best Doctors program.

Top Cover

Best Doctors Program

Increased Gap Cover

Single Room Guarantee

Platinum Hospital cover starts at

$26.95 per week

for a single in VIC with $500 excess. This price assumes a 30% Federal Government Rebate and no LHC loading.

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Top cover

Be covered for a full range of treatment types, including obstetrics and fertility services, obesity surgeries, haemodialysis, and other services frequently excluded on lower levels of cover (waiting periods and benefit limitation periods still apply). Have the privacy of a single room where available, and the peace of mind that you're covered by one of GMHBA's best hospital covers.

Best Doctors program

Best Doctors allows GMHBA Platinum Hospital members to access 50,000 leading medical specialists from around the world. If you or someone on your membership has a health condition and wants a second opinion, Best Doctors can connect you with a leading specialist to review your case. Read more about Best Doctors, and see real life examples of how this program has benefited users of the program.

Increased Gap cover

All GMHBA hospital covers offer medical gap cover, to help pay for any medical out of pocket expenses. GMHBA's Platinum Hospital cover provides medical gap cover regardless of whether your doctor participates with GMHBA's gap cover scheme. In addition to this, in most cases, the gap cover amount will be in excess of 20% of the MBS fee for each service, as paid under our Gold, Silver and Bronze Hospital covers. The additional medical gap benefit under the Platinum Hospital cover will vary by eligible service. Please contact GMHBA prior to treatment to determine your additional medical gap cover benefit.

Single Room Guarantee

We understand that sometimes you want the privacy of a single room, and on GMHBA's Platinum cover we guarantee that privacy. In fact, if for any reason there are no private rooms available when you request one, we will pay you $50 per day (up to a maximum of $150 for 3 days). This is only available for overnight accommodation in a Private Hospital. Day stays are ineligible for this payment.

What's covered

Compare Hospital covers

Compare this cover with the rest of GMHBA's Hospital covers to find one that's right for you.

Connect Rewards Plus

Take out combined hospital and extras cover, excluding Fit Packages, to enjoy the extra benefits of GMHBA’s member loyalty program, Connect Rewards Plus.

The program allows members to accumulate Connect Reward dollars year on year.

The amount of dollars you receive depends on how long you have been a GMHBA member and your level of hospital cover. So the longer you have been with us the more rewards dollars you will receive.

You can then use your Connect Reward dollars to claim on on services not covered, or to reduce, or eliminate out of pocket expenses.

For more information, see the Connect Rewards Plus page

Excess options

You can reduce your premium by selecting one of the following calendar year excess options:

No excess applies for child dependants under 21.

To find out more about excess payments see the Excess page

Waiting periods and pre-existing conditions

Waiting periods and rules around pre-existing conditions apply to all GMHBA's Hospital covers. Please read the Waiting Periods page for a general overview. For more detailed information you should read the Waiting Periods and Pre-existing Conditions section of Important Information in the GMHBA Member Guide.