GMHBA Health Insurance

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Silver Extras

Silver Extras gives you a moderate level of extras cover. It combines medium level benefits with substantial annual limits to meet the needs of the everyday member. Get the cover you need for the services you use, without paying more for limits you’re unlikely to reach.

Mid cover

Mid Cover

Everyday use

Everyday Use

Great value

Great Value

Silver Extras cover starts at

$5.45 per week

for a single in VIC. This price assumes a 30% Federal Government Rebate.

This cover may suit you if:

  • You regularly want to claim on natural therapies and services
  • You need everyday cover
  • You don’t want to pay a higher premium for services and limits you don’t need

Mid cover

Perfect for those who want extras cover but don’t require higher annual limits. Be covered for the services you’ll use, but don’t pay extra for the larger refunds and annual limits that come with top cover. GMHBA's Mid cover range include great everyday extras to suit most lifestyles.

Everyday use

A moderate level of cover for the most common services and treatments is great for those that use their extras cover infrequently or those that just want a refund on services without paying for a top cover with features that they're unlikely to use. Mid cover provides great value everyday cover for a wide variety of lifestyles.

Great Value

At GMHBA we believe that great value means getting the most back for your money, whilst not paying for extra services and options that you don't expect to use. We've developed our covers to suit many common lifestages, so that singles, couples, families and single parents can all find great value health insurance.

What's covered

Extras services you are covered for with Silver Extras
Acupuncture Naturopathy
Audiology Nebuliser pump
Blood glucose monitor Occupational therapy
Chiropractic Optical
Dental (General and Major) Orthopaedic appliances (GMHBA approved)
Dietetics Osteopathy
Extremity pump Pharmacy - Private script
Eye therapy Physiotherapy
Dietary fluoride supplement Podiatry - Consultation
Foot orthotics Podiatry - Surgical procedures
Pressure garments (GMHBA approved) Prostheses (GMHBA approved non-surgical)
Hearing aids Psychology
Home nursing - Visiting/Bush/Private Nursing Service Sleep apnoea monitor
Homeopathy Speech therapy
Hydrotherapy Tens monitor
Myotherapy
These services are only available under Connect Rewards Plus1
Ambulance Remedial Massage
  1. Remedial massage benefits and reimbursement of Victorian Ambulance Subscription are only available under Connect Rewards Plus when you take out combined hospital and extras cover. More information is available in the Important Information section of the GMHBA member guide

For more information about Silver Extras coverage including annual limits and restrictions please refer to the Important Information section of the GMHBA Member Guide.

Compare Extras covers

Compare this cover with the rest of GMHBA's Extras covers to find one that's right for you.

Connect Rewards Plus

Take out combined hospital and extras cover, excluding Fit Packages, to enjoy the extra benefits of GMHBA’s member loyalty program, Connect Rewards Plus.

The program allows members to accumulate Connect Reward dollars year on year.

The amount of dollars you receive depends on how long you have been a GMHBA member and your level of hospital cover. So the longer you have been with us the more rewards dollars you will receive.

You can then use your Connect Reward dollars to claim on on services not covered, or to reduce, or eliminate out of pocket expenses.

For more information, see the Connect Rewards Plus page

Waiting periods

Waiting periods apply to all GMHBA's Extras covers. Please read the Waiting Periods page for a general overview. For more detailed information you should read the Waiting Periods and Pre-existing Conditions section of Important Information in the GMHBA Member Guide.