This cover may suit you if:
- You claim extras services regularly
- You want high annual limits
- You want a top level of cover for you and your family
Top cover
Be covered for an extensive range of services, with higher limits, and get more back when you claim. Our range of top extras gives you and your family cover for the services you need, with the limits you want so you don’t have to think about them when you claim.
High Limits
Gold extras has some of the highest annual limits available on any of GMHBA’s extras covers. Claim with the confidence that you’ll be covered for the services you need, when you need them and get more back, more often if you claim regularly.
Great Value
At GMHBA we believe that great value means getting the most back for your money, whilst not paying for extra services and options that you don't expect to use. We've developed our covers to suit many common lifestages, so that singles, couples, families and single parents can all find great value health insurance.
What's covered
| Extras services you are covered for with Gold Extras |
| Acupuncture |
Myotherapy |
| Ambulance (transport and/or refund of Ambulance subscription)* |
Naturopathy |
| Audiology |
Nebuliser pump |
| Blood glucose monitor |
Occupational therapy |
| Chiropractic |
Optical |
| Dental - General |
Orthopaedic appliances (GMHBA approved) |
| Dental - Major |
Osteopathy |
| Dental - Dentures |
Pharmacy - Private script |
| Dental - Orthodontics |
Physiotherapy |
| Dietetics |
Podiatry - Consultation |
| Extremity pump |
Podiatry - Surgical procedures |
| Eye therapy |
Pressure garments (GMHBA approved) |
| Dietary fluoride supplement |
Prostheses (GMHBA approved non-surgical) |
| Foot orthotics |
Psychology |
| Hearing aids |
Remedial massage |
| Home nursing - Visiting/Bush/Private Nursing Service |
Sleep apnoea monitor |
| Homeopathy |
Speech therapy |
| Hydrotherapy |
Tens monitor |
For more information about Gold Extras coverage including annual limits and restrictions please refer to the Important Information section of the GMHBA Member Guide.
Compare Extras covers
Compare this cover with the rest of GMHBA's Extras covers to find one that's right for you.
Connect Rewards Plus
Take out combined hospital and extras cover, excluding Fit Packages, to enjoy the extra benefits of GMHBA’s member loyalty program, Connect Rewards Plus.
The program allows members to accumulate Connect Reward dollars year on year.
The amount of dollars you receive depends on how long you have been a GMHBA member and your level of hospital cover. So the longer you have been with us the more rewards dollars you will receive.
You can then use your Connect Reward dollars to claim on on services not covered, or to reduce, or eliminate out of pocket expenses.
For more information, see the Connect Rewards Plus page
Waiting periods
Waiting periods apply to all GMHBA's Extras covers. Please read the Waiting Periods page for a general overview. For more detailed information you should read the Waiting Periods and Pre-existing Conditions section of Important Information in the GMHBA Member Guide.