Extras cover
Extras cover provides benefits for services like dental, optical (glasses and contact lenses), naturopathy, physiotherapy, podiatry, chiropractic and ambulance. The cost of these services is often not covered by Medicare, so whenever you use any of them you incur the full cost yourself.
Extras cover allows you to claim back some of that money. The services that are covered and to what extent depends on the level of extras cover you choose.
With extras cover you can:
- Claim benefits towards the cost of services not covered by Medicare like dental, physiotherapy and optical.
- Claim on-the-spot using your GMHBA membership card at more than 26,000 extras providers throughout Australia.
- Benefit from our Connect Rewards Plus member loyalty program, with combined hospital and extras products.
Compare our range of extras cover options.
Top
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Platinum Extras
Comprehensive cover on an extensive range of services for total peace of mind. Get more back with higher benefits and increased annual limits.
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Gold Extras
A high level of cover on a wide range of services with generous benefits and annual limits.
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Fit Ultra Package
This packaged cover includes hospital and extras.
Total peace of mind with comprehensive top-level hospital cover and top-level extras cover for the everyday athlete. |
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Medium
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Silver Extras
A moderate level of cover on a commonly used range of services with a medium level of benefits and annual limits.
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Silver Standard Plus Extras
All the benefits of Silver Standard Extras cover plus higher annual limits on a range of services.
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Silver Special Care Extras
All the benefits of Silver Standard Extras cover with additional benefits on a range of services for those with specific health needs.
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Silver Everyday Package
This packaged cover includes hospital and extras.
An affordable cover for common hospital and extras treatments, excluding some procedures to help keep premiums down.
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Fit Top Package
This packaged cover includes hospital and extras.
Leave nothing to chance with top hospital and great extras cover for the weekend warrior. |
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Fit Standard Package
This packaged cover includes hospital and extras.
Cost effective hospital cover with great extras cover for active sports enthusiasts. |
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Basic
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Bronze Extras
A basic level of cover on a limited range of extras services. Basic benefits and annual limits apply.
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Silver Young Singles Package
This packaged cover includes hospital and extras.
The ideal cover for young healthy singles who want cover in a private hospital.
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Bronze Young Singles Package
This packaged cover includes hospital and extras.
An ideal option if you want to avoid the Medicare Levy Surcharge, lock in your Lifetime Health Cover certified entry age and claim on popular extras services such as dental, optical and physiotherapy.
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Fit Entry Package
This packaged cover includes hospital and extras.
Fit Entry Package gives you 'just in case' hospital and extras cover designed specifically for healthy and active people. |
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When deciding which extras cover is right for you remember that it is not just about the rate you pay. You also need to think about which services you are most likely to use, the frequency, and what you will get back when you claim.
Different States, different rates
The cost of extras services varies from State to State. For this reason, the coverage and price of GMHBA's extras covers and packages also varies. When you're comparing extras covers, be sure to check that you are referring to the table from your home State.