GMHBA Corporate Extras cover provides you with 80%, 65% or 50% back, up to annual limits. It's simple to understand.
Extras cover helps you to reduce your out-of-pocket costs at the dentist, physio, optometrist and much more, with the certainty of knowing what you’ll get back.
Choose one of three levels of GMHBA Corporate Extras cover:
| Corporate 80% Extras |
Corporate 65% Extras |
Corporate 50% Extras |
- Our top extras with our highest annual limits.
- Get 80% back, up to the annual limits.
- Some normal 2 month waiting periods waived.*
|
- Extensive cover but without the price tag.
- Get 65% back, up to the annual limits.
- Some normal 2 month waiting periods waived.*
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- Our intro level of extras cover with some exclusions.
- Get 50% back on selected services up to the annual limits.
- Some normal 2 month waiting periods waived.*
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Compare GMHBA Corporate Extras products
Download our handy Extras fact sheet (PDF) and compare GMHBA Corporate Extras covers side-by-side.
Waiting Periods
A waiting period is the time between when you join GMHBA Corporate and when you can start claiming. Waiting periods exist to protect members’ funds from those who wait until they are sick and then join a health fund just to claim large sums immediately.
Waiting periods apply to:
- New members to health insurance (members who have never held hospital or extras cover with a health fund).
- Existing GMHBA members who upgrade to a higher level of cover or reduce their excess payable.
- Members who transfer from another health fund who have not fully served the required waiting period for equivalent benefits.
- Treatment for a pre-existing condition (see Important Information for details).
| Extras services (when included on cover) |
Waiting period |
| All extras benefits except as specified below |
2 months |
| Optical |
6 months |
| Major dental services (Including full & partial dentures, orthodontics, crown & bridgework, gold fillings, indirect restorations, endodontics, surgical extractions of a tooth/teeth including wisdom teeth) |
12 months |
| Health appliances including podiatry surgical procedures and orthotic appliances (foot) |
12 months |