Benefit limitation periods
During your first 24 months of cover (and after the standard hospital waiting periods have been served) Gold Hospital, Silver Hospital Single Parents and Silver Hospital cover are subject to benefit limitations on selected services.
This means that the benefits payable on these services are limited to receive the public hospital default benefits only, during the 24 month benefit limitation period. Once the waiting period and benefit limitation periods has been served, you will have access to the benefits applicable on your level of cover. Applicable benefit limitation periods can be found on the product pages or in our member guide.